HeyJaredThuan Nguyen
- Indexed articles, last 90 days
- 2
- Latest publication
- Aug 31, 2026
- Outlet visibility, for Mortgage Professional
- Top 1M sites
- Earliest in this view
- Aug 27, 2026
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95 percent of loan officers are unprepared for the next refi wave (opens the original)
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Thuan Nguyen says preparation, not rate timing, will decide who wins when mortgage refinancing picks back up We are closing in on the end of 2026, and mortgage rates remain near their highest levels in seventeen years. Even at Loan Factory, a company historically known for its refinance volume, less than 30 percent of our business is refinance right now. The rest is purchase. Most existing borrowers are still sitting on rates better than what is available in today's market, so there is little in
AI will hand every loan officer a personal assistant soon (opens the original)
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Loan Factory CEO Thuan Nguyen on why AI now rivals electricity and the internet as a shift for mortgage professionals Within a year or two, I believe every loan officer in this country will have a personal artificial intelligence assistant working alongside them. That is not a distant prediction. It is the same shift we saw when electricity replaced manual labor and when the internet rewired how business gets done. Artificial intelligence is moving at that same scale, and loan officers who are n
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