HeyJaredTerry Savage
- Indexed articles, last 90 days
- 8
- Latest publication
- Sep 25, 2026
- Outlet visibility, for Chicago Tribune
- Top 50K sites
- Earliest in this view
- Jul 25, 2026
Latest articles
Terry Savage: What to know for Medicare open enrollment (opens the original)
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Medicare open enrollment starts October 15 and continues through December 7. Everyone who has Medicare, in whatever form, should pay close attention to their coverage for the year ahead. You may be surprised at how much is about to change — in both costs and coverage. Here’s a look at the headline changes seniors will be forced to confront. And in next week’s column, I’ll show you how to find trusted advice to guide you through the process. Ignoring Medicare during open enrollment is not an opti
Terry Savage: Why the national debt should concern us (opens the original)
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The U.S. national debt now exceeds $40 trillion — a MEGO number, which stands for “my eyes glaze over.” Why should you care? No one else seems worried. Not Congress, for sure. They just keep spending and borrowing more. There’s always been someone willing to lend us money. The rest of the world — until now — has been comfortable buying our IOUs. They have been willing to accept a relatively low rate of interest, compared to more risky debt from other countries. Our debt consists of Treasury bill
Terry Savage: The housing crunch is getting critical (opens the original)
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A 'House For Sale' sign is displayed on Aug. 30, 2023, in Los Angeles. (Mario Tama/Getty Images/TNS) The housing industry is tied in a knot. Sales are dropping, but prices remain high. First time buyers canât gather the down payment, much less afford the monthly mortgage, because of 30-year rates that remain around 6.7%. Homeowners who locked in rates around 3% during the pandemic canât afford to move, so they donât list their homes, contributing to the scarcity of supply. The problem is o
Terry Savage: Stress test your money (opens the original)
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With everything going so well, maybe it’s time for a stress test for your money. The time for a stress test is when things are running smoothly. Every big bank undergoes an annual stress test by federal regulators, even though they are not expected to fail. When you reach a certain age, your cardiologist might prescribe a stress test — just to make sure you have no hidden symptoms that could cause a heart attack. Now, as we look around at the economy, personal financial issues seem relatively ca
Terry Savage: Credit card breathing room (opens the original)
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Americans hold roughly $1.25 trillion in credit card debt, with the average consumer carrying $6,595 in balances. Delinquency rates are at their highest level in 15 years. Much of that debt is incurred by people just trying to manage everyday expenses in an era of rising prices. If you’re carrying a huge balance on your credit card, you already know you’re digging yourself into a deeper hole every month. Paying only the required monthly minimum guarantees that the accumulating interest will over
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For Chicago Tribune, the outlet · Measured Aug 1, 2026
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