HeyJaredTC Suseel Kumar
- Indexed articles, last 90 days
- 5
- Latest publication
- Sep 26, 2026
- Outlet visibility, for The Hindu BusinessLine
- Top 50K sites
- Earliest in this view
- Jul 21, 2026
Latest articles
Prioritise insurance distribution reforms (opens the original)
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IRDAI published its much-awaited consultation paper on distribution reforms on September 23, and the draft paper is open for comments till October 25. The consultation paper deserves appreciation for covering a wide range of relevant issues, keeping the customer at the centre, and proposing a few much-needed changes. The candid admission that “Reforms of 2023 have not achieved their dual objective of enhancing customer benefits and improving insurance penetration” is an admirable stand, rarely s
When life policy changes hands (opens the original)
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Around seventy non-resident Indians, most of them in the Gulf, are putting together complaints against an Indian bank’s Dubai operations. Between 2017 and 2019 they were sold units in a Luxembourg fund that buys life insurance policies from Americans who no longer want them, pays the premiums, and collects the claim when the insured dies. They say it was described to them as capital protected, and that they were encouraged to borrow three to five times the money they had placed with the bank. Th
The case for tax-free annuities (opens the original)
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There is a fundamental paradox sitting at the heart of India’s public finance framework: the Union Government eagerly waives income taxes for investors who lend it money for five years, yet levies lifetime slab-rate taxes on retirees who lend it money for thirty. Consider the mechanics of Section 85 of the Income-Tax Act, 2025. A property seller who earns a massive capital gain can walk away completely tax-free up to ₹50 lakh — provided they lock that money into five-year infrastructure bonds is
The vanishing deposit base (opens the original)
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Walk into any bank branch today and notice what the relationship manager is selling. Where once the conversation turned on fixed deposit tenures and interest payout options, it now turns to systematic investment plans, balanced advantage funds, and equity-linked products. The customer is often the same: a retired professional, a government servant’s widow, a small trader parking a lump-sum. The instrument has changed, the risk has changed; whether the customer has changed is the question this co
Will Vikram-1 be a commercial success? (opens the original)
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On July 18, a rocket built entirely inside India, funded by private capital, designed by a company that did not exist eight years ago, placed a payload into a 450 km orbit. Skyroot Aerospace’s Vikram-1 made India the third country, after the US and China, to have a privately developed orbital launch vehicle successfully reach orbit. Reaching orbit on a maiden flight is far from guaranteed, even for well-funded private ventures. Germany’s Isar Aerospace saw its Spectrum rocket fail shortly after
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