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Tamal Bandyopadhyay

Reporter · IN

Indexed articles, last 90 days
4
Latest publication
Sep 17, 2026
Outlet visibility, for Rediff
Top 50K sites
Earliest in this view
Jul 14, 2026

Latest articles

  1. Article · Sep 17, 2026 · Tamal Bandyopadhyay

    How UPI Rewired India's Money Story (opens the original)

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    Digital money is gradually starting to behave like software. It's no longer inert -- sitting passively in accounts.In the not-so-distant future, your money could become 'smart' and 'active,' understanding your preferences, paying your bills automatically, optimising your returns, and managing your risks -- all without you having to manage the details. About two years back, in December 2024, I took a bet with a banker friend: Could UPI (United Payments Interface) really substitute cash in rural I

  2. Article · Aug 21, 2026 · Tamal Bandyopadhyay

    What If the Biggest Bank Fraud Risk Is An Employee? (opens the original)

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    Bank fraud is no longer just an external cyber threat -- insiders with legitimate access can exploit banking systems, trusted credentials and institutional blind spots to quietly siphon money. The fraudster doesn't wear a mask or hack in from outside. The fraudster has the key to enter the system (the login password), a designation, and years of institutional trust. The core banking solution (CBS) has digitised every branch. It has also handed the insider an invisible weapon to attack -- to debi

  3. Article · Aug 12, 2026 · Tamal Bandyopadhyay

    How Bank Staff Exploit Depositors' Trust For Fraud (opens the original)

    Excerpt · Critical tone · English

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    Bank employees entrusted with protecting customers' money are allegedly exploiting that very trust to steal from NRIs and elderly depositors through forged loans, liens and coordinated frauds. A non-resident Indian (NRI) customer, visiting her home branch after two years, noticed something unusual -- a lien mark on one of her term deposits, a deposit she had never pledged for any loan. She had never borrowed from this bank. Not once. A lien is a legal right or claim that a bank or creditor holds

  4. Article · Jul 14, 2026 · Tamal Bandyopadhyay

    Why Such Fuss About Tata Sons Listing! (opens the original)

    Excerpt · Neutral tone · English

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    In essence, Tata Sons will continue to be a CIC, whether registered or unregistered. It will have to follow the 90:60 principle.If it qualifies as belonging to the upper layer, public listing will be one of the regulatory requirements. However, if it qualifies as 'unregistered CIC', it will escape from prudential regulation, explains Tamal Bandyopadhyay. Rarely is a Reserve Bank of India directive read so differently by different business newspapers. Yes, I am talking about the RBI (Non-Banking

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