HeyJaredScott Sheldon
- Indexed articles, last 90 days
- 4
- Latest publication
- Sep 11, 2026
- Outlet visibility, for TheCommunityVoice.com
- Top 10M sites
- Earliest in this view
- Jul 31, 2026
Latest articles
How to get an FHA loan after a six-month employment gap (opens the original)
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A long break from work does not automatically take an FHA loan off the table. People step away from jobs for layoffs, family care, school, medical reasons, relocation, or a career change. The important question is not whether the gap happened. It is whether you meet FHAâs specific requirements before the lender assigns an FHA case number and moves toward closing. For an employment gap of six months or more during the most recent two years, FHA requires more than a new job offer. You generally
How to qualify for the Arrive Home Earned Equity Program in 2026 (opens the original)
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Buying a home can feel overwhelming, especially if youâre worried about your credit score, down payment, or whether youâll qualify for a mortgage. The good news is there are programs designed to help buyers who may not fit into traditional lending guidelines. One of those options is the Arrive Home Earned Equity Program (EEP). The program recently updated several of its guidelines for loans registered on or after August 3, 2026. If youâre thinking about buying a home, understanding these c
New USDA income deduction changes could help more families qualify for homeownership (opens the original)
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If youâve been thinking about buying a home with a USDA loan, thereâs a small but meaningful update that could make a difference for some families. Effective July 13, 2026, the USDA increased two of the annual income deductions used to determine eligibility for its Single Family Housing Guaranteed Loan Program. While these changes wonât lower your monthly mortgage payment, they may help some households qualify for financing if they were previously just above the income limits. The USDA use
Can you get a mortgage if you owe the IRS? Here’s what homebuyers need to know (opens the original)
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Finding out you owe money to the IRS can be stressful. Between tax notices, payment plans, and trying to get your finances back on track, many people assume buying a home is no longer an option. Fortunately, thatâs often not the case. One of the most common misconceptions in mortgage lending is that owing back taxes automatically disqualifies you from qualifying for a home loan. In reality, many borrowers purchase homes every year while making payments under an approved IRS installment agreeme
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