Santosh V. Perumal
- Indexed articles, last 90 days
- 20
- Latest publication
- Sep 29, 2026
- Outlet visibility, for thehindu.com
- Top 5K sites
- Earliest in this view
- Jul 11, 2026
Latest articles
Insurance 2.0: After 100% FDI, distribution costs reset (opens the original)
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The timing of the proposed rejig of distribution economics by IRDAI (Insurance Regulatory and Development Authority) is interesting as it came six months after India allowed centum foreign ownership in the sector. IRDAI is re-engineering the financial metrics of distribution — axing expenses of management (EoM) limits, tightening commission and moving towards a more technology-driven distribution architecture as the regulator now feels sector has become “high cost and commission-led”. Proposing
Blue bonds: Indiaâs new ocean of finance (opens the original)
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Indiaâs maiden blue bond, under the Sagarmala programme, seeks to bring the ocean economy to the capital markets, even as doubts linger on its timing given the signs of hardening global interest rates. As much as â¹1,000 crore is slated to be raised through a blue bond issuance by Sagarmala Finance Corporation Ltd. (SMFCL), the financing arm associated with the Sagarmala programme, one of the critical parts of Indiaâs mammoth multimodal infrastructure programme called PM GatiShakti. The fun
Maharashtraâs DELTA bet to tokenise Indiaâs vast RWAs (opens the original)
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Token, which was merely a queue-management mechanism in the pre-millennial generation, has now become a powerful instrument of financial innovation. Powered by blockchain and distributed ledger technology (DLT), a token is a digital representation of ownership, value or rights. The proposed Digitisation and Exchange of Land Token Assets (DELTA) Act, which will make Maharashtra as the countryâs first âtokenised Stateâ, marks a significant shift in Indiaâs digital economy and its race towa
DFCs: The backbone of Indiaâs logistics push (opens the original)
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Indiaâs multi-billion-dollar PM GatiShakti project, akin to national multimodal freight grids in the U.S., Europe or China, got a shot in the arm with the Western Dedicated Freight Corridor (WDFC) coming into operation. The country has effectively completed a 2,843-km dedicated freight rail backbone, comprising the 1,506-km WDFC from Dadri to JNPT and the 1,337-km Eastern DFC (EDFC) from Ludhiana to Sonnagar â a structural transformation of Indiaâs logistics architecture whose multiplier e
Indiaâs listing feast: IPO window opens, OFS door widens | Explained (opens the original)
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India Inc. is now having its heyday, with corporates celebrating a coming-out party of initial public offerings (IPOs), while promoters are cashing in through offer-for-sale (OFS) deals. The unusual trend is that the IPO process itself has increasingly become an exit mechanism, even as questions remain over whether India has enough âIâ in its IPOsâinvestment, innovation and infusion of fresh capital. Worldwide, OFS is strictly not a primary market route, but in India, when an unlisted firm
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