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Ryan Wilcox

Reporter · US

Indexed articles, last 90 days
25
Latest publication
Oct 1, 2026
Outlet visibility, for Aol
Top 5K sites
Earliest in this view
Aug 30, 2026

Latest articles

  1. Article · Oct 1, 2026 · Ryan Wilcox

    Best High-Yield Savings Accounts Offering up to 4.50% APY Today, Oct. 1, 2026 (opens the original)

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    If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience. October starts with a shift. Summer's gone. Fall's in full swing. And the Fed's rate hike from mid-September means banks are still adjusting HYSA rates upward. If you haven't moved your money yet, this month brings more opportunities as rates climb. Banks are competing hard for deposits. Don't let October pass without capitalizing on rising rates. High-yield savings accounts a

  2. Article · Sep 30, 2026 · Ryan Wilcox, The Motley Fool

    Should You Ever Keep More Than $50,000 in Savings? - AOL (opens the original)

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    What's the perfect amount of money to keep in the bank? Oh, if only life were that simple… The truth is, there's no one right answer. It depends on your spending habits, your income, and your specific financial situation. Most people don't need $50,000 in savings, for example -- but there are a few scenarios where you might want that much and then some. Here's how to know how much you should keep in the bank, and what to do with your money instead. At a bare minimum, you should probably keep thr

  3. Article · Sep 30, 2026 · Ryan Wilcox, The Motley Fool

    Why a 4% CD Might Be the Worst Place for Your Cash - AOL (opens the original)

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    A certificate of deposit (CD) with a 4.00% APY? You might be thinking, "Sign me up!" But would you believe me if I told you it's actually a terrible place for your cash? It's true. A 4.00% CD sounds great -- until you run the numbers on what you're giving up. Locking your cash into a fixed rate can backfire in a number of different ways. A CD still has its place, but it's not the safe, obvious win it looks like. CD rates have actually been climbing, not falling. They're near decade-highs right n

  4. Article · Sep 30, 2026 · Ryan Wilcox, The Motley Fool

    The Average American Owes This Much in Credit Card Debt - AOL (opens the original)

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    Are you fighting off thousands in credit card debt? If so, you're far from alone. The average American carries $6,610 in credit card debt, according to Motley Fool Money research, with total credit card debt in the U.S sitting at a whopping $1.263 trillion. That's not going away anytime soon -- but there are some things you can do to help put a dent in it. Here's what's really going on with credit card debt in America right now -- and what you can do with a big existing balance. The average Amer

  5. Article · Sep 30, 2026 · Ryan Wilcox

    The Average American Owes This Much in Credit Card Debt (opens the original)

    Excerpt · English

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    If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience. Are you fighting off thousands in credit card debt? If so, you're far from alone. The average American carries $6,610 in credit card debt, according to Motley Fool Money research, with total credit card debt in the U.S sitting at a whopping $1.263 trillion. That's not going away anytime soon -- but there are some things you can do to help put a dent in it. Here's what's really

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