RJRuth Jackson-kirby

1. Article · Sep 27, 2026 · Ruth Jackson-kirby

   How to pass on wealth AND keep control of it (opens the original)

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   If you’re trying to reduce a potential inheritance tax bill, the most common solutions typically involve spending the money yourself or gifting it during your lifetime so that it is not taxed on your death. However, it’s sometimes hard to hand over your hard-earned wealth to loved ones and watch them do with it as they choose. What if they spend it recklessly, for example, or if it turns out you need the money for yourself. There is a solution that starts to get your money out of your estate for

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2. Article · Sep 27, 2026 · Ruth Jackson-kirby

   How you could gift your child a £7MILLION pension pot (opens the original)

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   My son Henry won't retire until roughly 2088. He's only five and has just started his second year at primary school, but I'm already planning ahead for him. I've set up pensions for him and his sister Evelyn, who is three, which their grandmother pays into every month and which, in turn, is reducing her inheritance tax liability. Doing this, Henry and Evelyn could have millions in their pensions by retirement, thanks to the power of compounding which means they'll earn ever-growing investment re

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