HeyJaredRod Bolivar
- Indexed articles, last 90 days
- 28
- Latest publication
- Sep 22, 2026
- Outlet visibility, for insurancebusinessmag.com
- Top 500K sites
- Earliest in this view
- Jul 27, 2026
Latest articles
New scorecard gives brokers 10 questions for PBM contracts (opens the original)
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Employers are heading into a year in which drug costs are set to outpace every other line of health spending, and a new scoring framework gives benefits brokers a specific set of questions to run through before recommending a pharmacy benefit manager. Business Group on Health projects a 12% rise in drug costs for 2026, against 8.5% for healthcare costs overall, with pharmacy already making up roughly a quarter of employer health spending. A previous Business Group on Health survey found that 41%
Investors pour capital into AI-native small business health plans (opens the original)
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Health benefits accounts with fewer than 50 employees have historically cost brokerages nearly as much to service as large enterprise accounts, while generating a fraction of the revenue. That economics has shaped which clients receive full plan comparisons, renewal strategy and dedicated support, and which do not. A wave of new funding into AI-native benefits platforms suggests investors believe that math can change, with consequences for who ends up serving this segment. Capital is pricing the
Small business premiums rise while big accounts get relief (opens the original)
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Small commercial clients are heading into 2026 renewals with a contradiction they will expect their broker to explain: national confidence is at a multi-year high, yet their premium went up in a market that is supposed to be softening. The numbers back up the confusion. Large commercial accounts saw premiums fall an average of 2.7% in the first half of 2026, and mid-sized accounts dropped 1.9%, according to broker survey data. Small business accounts moved the opposite direction, rising roughly
Retirement account feature meant to ease stress sits unused (opens the original)
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Employers are cutting benefits budgets at the exact moment their broker relationships risk being reduced to a straight price negotiation, and buried inside nearly every client's existing 401(k) plan is a feature that offers a rare alternative pitch: cheap to add, already approved by regulators, and aimed directly at the productivity problem employers are currently underfunding. Fifty-four percent of employers now rank cost reduction as their top benefits priority for 2026, up from 38% a year ear
Brokers face new questions over rarely tested exclusion clause (opens the original)
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Most commercial property clients have never had cause to ask whether their terrorism exclusion would survive a declared incident. Australia's Terrorism Reinsurance Pool has now been formally activated three times since 2003 - after the 2014 Lindt Café siege, and twice more inside a single financial year in 2025-26. That clustering means a growing number of clients may start asking the question, and the answer isn't always straightforward. The Bondi Beach attack on December 14, 2025, was declared
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