HeyJaredRichard Harrison
Richard Harrison covers financial regulation and innovation, with a focus on the UK’s open finance landscape. His recent reporting dissects the FCA’s open finance roadmap, analyzing its implications for data sharing, competition, and consumer control in banking and fintech.
- Indexed articles, last 90 days
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- Jul 30, 2026
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- Top 5M sites
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- Jul 30, 2026
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Richard Harrison: What the FCA's open finance roadmap really means (opens the original)
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When the FCA published its roadmap for open finance earlier this year, it was easy to view it as another long-term regulatory initiative. After all, the ambition is to create a smart data-enabled financial services ecosystem by 2030, and that can feel a long way off. But I think that misses the bigger picture. I’ve previously set out what I think are the four forces reshaping advice: the economy, regulation, competition and AI. Open finance runs straight through two of them, which is exactly why
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