HeyJaredRegielyn Santiago
- Indexed articles, last 90 days
- 20
- Latest publication
- Sep 30, 2026
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- Jul 10, 2026
Latest articles
Illinois court says strict foreclosure only clears liens, not ownership claims (opens the original)
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One word in the statute drew the line between a quick fix and a full redo An appellate court ruled that the state's strict foreclosure statute cannot wipe out ownership interests claimed by parties left out of the original foreclosure. The September 24 decision narrows Section 15-1603.5 of the Illinois Mortgage Foreclosure Law, a 2014 statute that gives foreclosure purchasers a streamlined path to clean title when a junior lienholder was accidentally skipped. The Second District Appellate Court
House bill offers HUD forgivable loans for distressed housing (opens the original)
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One percent interest, forgivable terms, and a Ginnie Mae wrinkle Three House members want to hand HUD a new toolkit for saving affordable housing - and it starts with 1 percent loans. Representatives Brown, Gimenez, and Lawler introduced H.R. 10534 on September 24, 2026, a bipartisan bill that would let the Secretary of Housing and Urban Development offer direct loans - potentially forgivable - to owners of aging multifamily properties that are sliding toward disrepair. The bill, titled the Affo
Select Portfolio Servicing can't hide loan terms from homeowner who kept paying (opens the original)
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Years of payments, zero answers - until an appeals court stepped in An Ohio appeals court ruled a mortgage servicer must hand over loan information to a homeowner - even though she never signed the mortgage. The Eighth District Court of Appeals in Cuyahoga County decided on September 24, 2026, against Select Portfolio Servicing, Inc. The homeowner bought a house on East 108th Street in Cleveland in 2000. In 2005, she deeded it to another person, who borrowed $250,750 from Long Beach Mortgage Com
Incomplete appeal record sinks borrower's foreclosure defense against U.S. Bank (opens the original)
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She had defenses lined up - but the court never got to hear them Paperwork sank a Brooklyn borrower's foreclosure appeal - not the merits of her case. The Appellate Division, Second Department, dismissed the appeal on September 16, 2026, finding the borrower's record was too incomplete for the court to conduct any meaningful review. U.S. Bank National Association commenced the foreclosure action on a Brooklyn property in July 2017. By February 2018, the bank moved for summary judgment - a ruling
Court dumps HSBC foreclosure claim over decade-long default delay (opens the original)
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Stays and a quiet title fight were not enough to explain 11 years of silence HSBC Bank USA lost its foreclosure claim against CitiMortgage after sitting on a default for over a decade. New York's Appellate Division, Second Department, affirmed the dismissal on September 16, 2026. HSBC Bank USA, National Association had sued CitiMortgage, Inc. as part of a Brooklyn foreclosure action filed in October 2012. CitiMortgage was served that same month - and never responded. Not an answer, not an appear
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