Rahul Bhatia
- Indexed articles, last 90 days
- 2
- Latest publication
- Aug 17, 2026
- Outlet visibility, for forbes.com
- Top 5K sites
- Earliest in this view
- Jul 8, 2026
Latest articles
What To Change In Your Architecture To Stop Fraud (opens the original)
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Rahul Bhatia SAP S/4HANA Cloud Solution Architect, HCL Tech. I have spent over 20 years delivering finance system implementations for large private and public sector organizations globally, and I have lost count of how many versions of this I have seen. The uncomfortable truth is that it is not a people problem or a process problem. It is a design problem. We built our systems to check transactions after the fact, and fraud lives in the word "after." Here is how most payment fraud actually work
The Role Of AI Agents In Digital Finance Architecture (opens the original)
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Rahul Bhatia SAP S/4HANA Cloud Solution Architect, HCL Tech. The finance technology industry has spent 20 years selling automation and shipping workflows. We digitized the approval. We routed the invoice. We added a rules engine to the ledger. The work still got done, but a person stood at every junction—checking, clicking and reconciling. AI agents are now removing those junctions. Most CFOs haven't yet priced in what that does to their function. Here's the distinction that matters. Automation
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Top 5K sites
For forbes.com, the outlet · Measured Aug 1, 2026
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