HeyJaredRachel Lane
- Indexed articles, last 90 days
- 6
- Latest publication
- Sep 29, 2026
- Outlet visibility, for WAtoday
- Top 100K sites
- Earliest in this view
- Jul 7, 2026
Latest articles
The hidden cost of downsizing: How your home’s sale can hit your pension (opens the original)
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You have reached your maximum number of saved items. Remove items from your saved list to add more. Downsizing can free up equity to invest or spend. But for retirees receiving the age pension that can be a problem as you may be converting an exempt asset into an assessable one. New data from over-50s developer GemLife shows that, of 1474 purchasers across 12 communities, the average equity release was $254,098 when downsizing into a land lease community. That $254,000 can boost your savings, bu
Should you keep your family home after moving into aged care? (opens the original)
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You have reached your maximum number of saved items. Remove items from your saved list to add more. Keeping your home after moving into aged care can feel like the safe option. You retain an asset, preserve the possibility of returning home and it receives generous treatment under both the age pension and aged care means tests. But there’s a risk families often overlook: what happens if the property value falls? The Australian belief that property prices only go up is shaky. With national proper
The alarming reason one in three seniors are giving up aged care (opens the original)
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You have reached your maximum number of saved items. Remove items from your saved list to add more. The most worrying thing about the new aged care system is not that people are paying more for care. It is that some are deciding they can’t afford care at all. A YouGov survey of 1044 senior Australians found that one in three have reduced or stopped home care since November 1 because they can’t afford the new co-contributions. The impact is greatest among those under financial pressure: almost se
Half-priced aged care at home sounds like a bargain. Here’s why it isn’t (opens the original)
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You have reached your maximum number of saved items. Remove items from your saved list to add more. For self-funded retirees, Support at Home can offer substantial savings, with government funding ranging from about $11,000 to $78,000 a year, depending on your assessed needs. But the value of that funding depends on how you use it – understanding where the savings are, and where they aren’t. It’s tempting to look at the contribution rates and assume that paying 50 per cent or 80 per cent of a se
Five fees, one room: How aged care costs are actually calculated (opens the original)
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You have reached your maximum number of saved items. Remove items from your saved list to add more. When people start looking at residential aged care, the first number they find is the Refundable Accommodation Deposit (RAD). It’s the figure advertised on aged care websites, listed in brochures and often used to compare one home with another. While the RAD is an important number, normally $750,000 or more, it’s only one piece of the puzzle. There are actually five different fees; understanding a
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