Paul Knag
- Indexed articles, last 90 days
- 6
- Latest publication
- Oct 1, 2026
- Outlet visibility, for Aol
- Top 5K sites
- Earliest in this view
- Sep 9, 2026
Latest articles
What happens to a reverse mortgage when the homeowner dies? - AOL (opens the original)
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Property-tax relief and lien questions usually start as government-benefit questions. For older homeowners, they can also become home-equity questions: should you use a reverse mortgage, a HELOC, or another source of cash flow to stay current and protect the house? The short answer: a reverse mortgage can improve monthly cash flow, but it does not erase the owner’s obligation to pay property taxes, homeowners insurance, HOA dues, or basic maintenance. If those obligations fall behind, the loan c
What the 2026 HECM limit of $1,249,125 means for reverse mortgage borrowers - AOL (opens the original)
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The FHA-insured reverse mortgage program got its annual reset for 2026: the HECM maximum claim amount is now $1,249,125, up from $1,209,750 in 2025. The new limit applies to FHA case numbers assigned on or after January 1, 2026. The maximum claim amount is the cap on the home value a Home Equity Conversion Mortgage calculation can recognize. If your home is worth $900,000, the higher limit changes nothing for you – your full value was already counted. If your home is worth $1.4 million, the 2026
2026 loan limits are up: Was your jumbo loan just reclassified? - AOL (opens the original)
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Every November, federal regulators reset the maximum loan sizes for government-backed mortgages, and the 2026 numbers are now in effect. If your target loan amount was just above last year’s cutoffs, these increases may move you from jumbo pricing back into conventional territory. Conforming baseline (one-unit): $832,750, up $26,250 from 2025. This is the maximum Fannie Mae and Freddie Mac will back in most U.S. counties. Conforming high-cost ceiling: $1,249,125 in designated high-cost areas suc
How homeowners are tapping a record $34.5 trillion in home equity - AOL (opens the original)
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American homeowners are sitting on roughly $34.5 trillion in home equity as of mid-2026 – near record territory, and about $302,000 per homeowner on average. What has changed this year is the cost of reaching it: HELOC rates dropped 78 basis points in January to a three-year low, and average around 7.25% at mid-year. The math that made cash-out refinancing popular in 2020 is inverted. Most homeowners hold first mortgages far below today’s ~6.5% market rate; a cash-out refinance would reprice the
Did your car insurance quote jump at checkout? What to know - AOL (opens the original)
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You compared quotes online, picked the best one, and started the purchase. Then the price came back higher than the quote. Sometimes a little, sometimes dramatically. You didn’t mistype anything, and you didn’t lie. So what happened? You’re not alone, and it’s usually not something you did wrong. It’s how auto insurance pricing actually works. Once you know what’s happening behind the scenes, you can do something about it. An online quote is priced from what you tell the insurer. Before a policy
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