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- Indexed articles, last 90 days
- 309
- Latest publication
- Oct 1, 2026
- Outlet visibility, for Australian Broker
- Top 5M sites
- Earliest in this view
- Jul 6, 2026
Latest articles
Borrowing power report finds small commitments carry big costs (opens the original)
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An unused $20,000 credit card limit can reduce a median earner's borrowing power by about $100,000, according to new research from Sydney brokerage AFMS Group. That is almost three times what a 0.75 percentage point rate cut would add. AFMS Group's Borrowing Gap Report ran five borrower profiles through a panel of 10 lenders and changed one factor at a time. The profiles ranged from a single earner on $80,000 to a couple earning $240,000. The report then compared the results against income and h
Non-bank lender code of practice takes effect across Australia (opens the original)
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Non-bank and specialist lenders that sign up to a new industry code are now bound by common standards on hardship support, scam protection, and the use of artificial intelligence (AI). The Australian Finance Industry Association (AFIA) Finance Industry Code of Practice came into force on 1 October. AFIA describes the code as an Australian first, bringing non-bank and specialist lenders under one set of customer standards across consumer and business finance products. That matters for brokers who
Victorian Mortgage Group shifts all broker lodgements to ApplyOnline (opens the original)
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Victorian Mortgage Group (VMG) has made NextGen's ApplyOnline platform its only channel for new broker loan applications, starting from 28 September. The family-owned non-bank lender is phasing out manual and paper-based lodgement over the coming weeks. The change moves VMG's entire lending process, from lodgement through to settlement, onto a single digital platform. For brokers, it means one consistent way to submit and manage deals with the lender, which has more than 80 years of experience i
PropTrack: home prices fall for sixth month as Adelaide leads declines (opens the original)
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Australian home prices fell 0.2% in September, the sixth monthly decline in a row, as higher borrowing costs and a subdued spring selling season weighed on buyer demand, according to the realestate.com.au Home Price Report. National prices now sit 3.3% below their March peak, and annual growth has slowed to just 0.1%, based on the PropTrack Home Price Index. "Higher interest rates are weighing on borrowing capacity and buyer demand," said Eleanor Creagh (pictured), senior economist and author of
Big four banks pass on RBA hike in full, ending sub-6% rates (opens the original)
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All four major banks will pass on the Reserve Bank's (RBA) 0.25 percentage point cash rate increase in full. Variable home loan rates will rise from 9 October, and the last big bank rate starting with a 5 will leave the market. Commonwealth Bank (CBA) moved first on 30 September, confirming its home loan variable rate increase following the RBA decision. Westpac, NAB, and ANZ followed. Westpac's lowest variable rate rises from 5.99% to 6.24%. The other three majors now start between 6.29% and 6.
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