HeyJaredMaurie J. Backman
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- Jul 15, 2026
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How to Tap Your 401(k) at 55 Without a Penalty - Nifty50Plus (opens the original)
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At age 55, some people are still scrambling to fund their 401(k)s. But if you’ve been steadily making contributions and taking advantage of employer matching dollars since your 20s, you may reach your mid-50s with a pretty impressive pile of cash — enough cash that you can conceivably decide you’re retiring early to start enjoying the good life. There’s just one problem. Typically, withdrawing from a 401(k) before age 59 and 1/2 leaves you subject to a 10% penalty. But thanks to a lesser-known t
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