Maurie Backman
- Indexed articles, last 90 days
- 26
- Latest publication
- Sep 30, 2026
- Outlet visibility, for Kiplinger
- Top 100K sites
- Earliest in this view
- Jul 5, 2026
Latest articles
How to Fairly Compensate the Child Who Steps Up to Care for You (opens the original)
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Many families reach a point when a loved one requires part-time or full-time care due to health issues or aging. In families with multiple children, caring for an aging or ill parent often falls on one sibling more than the rest. Caregiving in any capacity can take a financial toll, known as the "caregiver penalty." Research from the Employee Benefit Research Institute finds that caregivers are likely to have fewer financial assets than non-caregivers, and more debt. This isn't shocking, since c
Our Parents Lived 'Forever.' Could Long-Term Care Drain Our $3.5 Million IRA? (opens the original)
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Dear Wealth Wise: My spouse is 77. I'm 79. Our combined portfolio includes two traditional IRAs totaling $3.5 million and two Roth accounts totaling $600K. Our non-retirement brokerage account is worth $2 million. We have no mortgage or debt. Social Security pays $4,200 monthly plus my spouse has a monthly pension of $1,700. We don't have long-term care insurance. We make annual cash/stock gifts to two adult children and two adult grandchildren. Are we set up to self-fund long-term care? Three o
Don't Quit Your Day Job Yet: 8 Signs Your Plan to Retire Early Is Off Track (opens the original)
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With life expectancies increasing and inflation soaring, many people are retiring later to boost savings and stretch their nest eggs further. However, those who have saved well and are tired of the nine-to-five grind may be eager to retire early. Early retirement has its benefits — traveling, exploring hobbies, and enjoying life while your health is stronger. But make sure you’re not retiring too early. Here are eight signs you may not be ready, according to financial planning experts. You’ll of
Conventional Wisdom Says Retire Debt-Free. Here’s Why Your Mortgage Might Be the Exception. (opens the original)
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It’s common advice to try to enter retirement debt-free. The fewer fixed costs you have once your job-related paycheck disappears, the less financial stress you might have. But should your mortgage be the exception? For people who locked in pandemic-era mortgage rates in the 3% range or lower, perhaps it should be. Here’s why having a mortgage in retirement could actually work to your benefit. If you have a decent amount of retirement savings, you may be able to use some of it to pay off your mo
How to Protect Your Children's Inheritance from the IRS (opens the original)
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Dear Wealth Wise: How can I put my RMDs and cash savings back to work so I can leave a tax-free inheritance for my adult kids? — None For Uncle Sam Dear None for Uncle Sam: In the coming years, the Great Wealth Transfer is expected to produce trillions of dollars in inheritance. But that doesn’t mean all wealth holders are planning for that transition mindfully. Here, our reader wants to know how they can leave their children an inheritance the IRS won’t take a piece of. And while leaving a 100%
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