HeyJaredMatt Sexton
- Indexed articles, last 90 days
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- Oct 1, 2026
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NAMB's new president says brokers must be 'debt managers' too (opens the original)
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Farrell says in this challenging market, a loan closing can’t be the finish line As mortgage rates continue to climb, mortgage brokers and loan originators look to deal with the challenges of the new market conditions. Freddie Mac reported this afternoon that the average 30-year mortgage rate was now 7.28%, up 25 basis points from last week and reaching its highest point in nearly three years. Because life events, not the current rate environment, are what is building current mortgage deals, one
As bond yields soar, why ‘ruinous’ rate volatility is hurting originators (opens the original)
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One lending executive says he's seen nothing like it since the Russian bond default in 2000 A return to turn-of-the-century bond yields continues to cause pain for the mortgage market. The 10-year Treasury yield hit 5.34% early Thursday before backing off later in the day. It marked the highest yield for that index since April 2002. The fact that it rose five basis points from the day’s open before later falling to five basis points below the open indicates one of the biggest challenges for lend
The big interview: UWM exec: VantageScore helping brokers get more loans done (opens the original)
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UWM’s Smith says roughly a quarter of brokers are already using it The ongoing battle in the credit reporting space continues as VantageScore 4.0 continues to gain more favor in the broker community. Two recent changes will likely continue to increase that adoption. TransUnion announced on Tuesday that it would continue to price VantageScore 4.0 at 99 cents per mortgage origination when ordered on a standalone basis through the end of 2028. Also on Tuesday, FHFA director Bill Pulte announced Fan
How one company is tackling soaring loan production costs (opens the original)
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How software already built into a broker’s workflow could improve speed and cost While mortgage loan origination costs decreased in Q2, according to the Mortgage Bankers Association, those costs remain higher than anyone associated with the transaction wants. Independent mortgage banks spent an average of $10,936 to close a single loan in the second quarter of this year, according to the MBA, down slightly from $11,898 in the first quarter. One area that has received the most attention from the
Why some commercial property types are recovering faster than others (opens the original)
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One broker says the difference often comes down to creativity, not just location While many sectors of the commercial real estate market have seen a solid bounce-back year, there are others still struggling in the post-pandemic world. Not every corner of the commercial property market is moving at the same pace. Some asset types are still struggling to find financing at all, while others are already seeing fresh buyer demand return. Location alone does not explain that split. Two buildings on th
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