LCLori Campbell

1. Article · Aug 20, 2026 · Lori Campbell

   Many mortgage brokers are fee-free – who actually pays them and should I use them? (opens the original)

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   The Independent Money channel is brought to you by Trading 212. Mortgage brokers generated £1.6 billion in revenue in 2025, with more than three quarters coming from commission, according to new figures from the Financial Conduct Authority (FCA). The regulator says mortgage broking revenue rose 15.9 per cent on the previous year, with commission accounting for 77.5 per cent of the total. For borrowers, the numbers highlight the point that a “fee-free” mortgage broker is still being paid. Th

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2. Article · Aug 11, 2026 · Lori Campbell

   Should I grow my savings or clear my credit card debt first? (opens the original)

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   The Independent Money channel is brought to you by Trading 212. Watching your savings balance grow can feel reassuring. But if you’re paying expensive interest on a credit card at the same time, the numbers could be working heavily against you. The average credit-card purchase rate is now 35.8 per cent APR, according to Moneyfacts, while the average easy-access savings account pays 2.54 per cent and the top savings accounts pay 5 per cent. So which is most important to tackle first? Expensive cr

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