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Loreen West

Reporter

Indexed articles, last 90 days
38
Latest publication
Oct 1, 2026
Outlet visibility, for Live Insurance News
Top 5M sites
Earliest in this view
Jul 5, 2026

Latest articles

  1. Article · Oct 1, 2026 · Loreen West

    Texas Just Banned Insurers From Dropping You Because of Your Roof's Age — But There's a Catch That Could Still Cost You Thousands » Live Insurance News (opens the original)

    Excerpt · Critical tone · English

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    A Texas homeowner in San Antonio gets a nonrenewal notice in the mail. Her roof is 14 years old — well within its expected lifespan. The letter says her coverage is being cancelled due to “roof age.” She calls her agent. She’s told she needs a new roof to get covered. A replacement quote comes in at $10,000. She doesn’t file a claim. Her roof doesn’t leak. The insurance company just doesn’t want to insure it anymore. That scenario got harder for insurers to pull off as of September 29, 2026. The

  2. Article · Sep 16, 2026 · Loreen West

    Oregon Is One of the Most Educated States in America — and One of the Least Covered by Life Insurance — Here's the Uncomfortable Reason Why » Live Insurance News (opens the original)

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    Oregon residents are, by most measures, financially engaged. They have higher-than-average college graduation rates. They tend to know what an index fund is. The Portland metro is full of people who track their net worth, max out their Roth IRA, and have opinions about fee-only financial advisors. Oregon also has one of the lowest life insurance ownership rates in the country. Along with Alaska, Oregon is tied for the lowest rate of life insurance policies per capita — less than one in four resi

  3. Article · Sep 14, 2026 · Loreen West

    Farmers Insurance Rate Changes Start Tuesday for 915,000 California Homeowners and Some Will Even Pay Less » Live Insurance News (opens the original)

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    The approval came back in May. The conversation was everywhere — Farmers Insurance, California’s second-largest home insurer, was changing its rates. Almost a million California homeowners were affected. Headlines said rates were going up. Here is what most of those headlines left out: if you bundle your home and auto insurance with Farmers, you will probably pay less — not more — starting Tuesday. The Farmers homeowners rate change takes effect September 15, 2026. That is this Tuesday. But 915,

  4. Article · Sep 14, 2026 · Loreen West

    3 Waves of Cuts Are Hitting Illinois Healthcare at Once — Here's What That Means for People Who Have Insurance Too » Live Insurance News (opens the original)

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    Illinois is notifying more than 700,000 Medicaid enrollees that they will lose — or are at risk of losing — their public health insurance. The changes come from H.R. 1, the One Big Beautiful Bill Act, signed by President Trump last year. About 3 million people in Illinois have Medicaid — roughly one in four residents. The 700,000 getting letters represent nearly a quarter of that enrollment. About half of them live in Cook County. But here is the part of the story that does not make the headline

  5. Article · Sep 11, 2026 · Loreen West

    Every New York Driver Pays $150 to $200 a Year Extra Because of Staged Crashes — a New Law Just Made the People Running Those Schemes More Vulnerable » Live Insurance News (opens the original)

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    The drivers and passengers in staged vehicles faced direct criminal exposure — staging a motor vehicle accident, insurance fraud, reckless endangerment. But the organizer — the one who recruited participants, planned the scheme, coached people on what to say to doctors and adjusters, and collected the payouts — occupied murkier legal territory. Prosecutors could charge them with conspiracy and fraud, but not specifically with staging the accident itself. New legislation passed during the 2026 le

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