HeyJaredLito Villanueva
- Indexed articles, last 90 days
- 6
- Latest publication
- Sep 18, 2026
- Outlet visibility, for Philstar
- Top 50K sites
- Earliest in this view
- Jul 18, 2026
Latest articles
Ten percent (opens the original)
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I was 30,000 feet up, half-watching BBC News, when one headline made the rest of the flight feel very long: a senior AI researcher now puts the odds of AI ending humanity at more than 10 percent, within the next decade. That is essentially what just happened in the AI industry. It deserves the full attention of ordinary Filipinos, not just Silicon Valley. Evan Hubinger, a senior safety researcher at Anthropic, one of the world’s leading AI companies, said publicly that he believes there is more
The price of inclusion (opens the original)
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Eleven years ago, I stood before an audience at the Microfinance Council of the Philippines Annual Conference and made the case for electronic payments as a driver of inclusive growth. “Digital” was not yet the ubiquitous word it is today. We were still talking about mobile financial services, e-money, the basic plumbing of a cashless economy. Around that same period, I sat in on the technical working group under then-BSP Deputy Governor Nestor “Nesting” Espenilla Jr. that eventually gave the Ph
Borderless banking (opens the original)
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Picture a nurse finishing a night shift in a Los Angeles hospital, checking her phone in the parking lot before she drives home, or an engineer in Silicon Valley, stepping out of a meeting to send money before the exchange rate shifts again. A doctor between rounds. A seafarer in international waters, waiting for signal to return. A freelancer at 11 p.m., closing a project and opening a banking app in the same beat. I thought about all of them last week, standing in a ballroom in Torrance, Calif
A chat with CZ (opens the original)
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One of the highlights of the recent ASEAN Tech Summit Manila was my fireside chat with Binance founder CZ, his first public appearance in the Philippines. Going in, I told him upfront: no safe questions, no safe answers. To his credit, he didn’t ask for any, though his team tried, his assistant asking more than once for an advance copy of my questions. I declined every time. A pre-approved fireside chat isn’t a conversation, it’s a performance, and I wanted the real thing: candid, unfiltered, un
Building what’s next (opens the original)
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Today, Manila hosts the ASEAN Tech Summit 2026, where one of the region’s most important conversations on technology and finance begins. I open the summit with a forecast, not a fact: by 2030, the most important financial transaction in ASEAN may not involve a human being at all. It will be an AI agent acting on someone’s behalf, settling instantly in tokenized value, protected by security systems operating quietly in the background. The numbers underscore why this matters. Southeast Asia’s digi
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