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Laura Hohenstein

Reporter · US

Indexed articles, last 90 days
23
Latest publication
Sep 29, 2026
Outlet visibility, for Aol
Top 5K sites
Earliest in this view
Aug 18, 2026

Latest articles

  1. Article · Sep 29, 2026 · Laura Hohenstein

    Here’s the Real Cost of Keeping $35,000 at a Big Bank in 2026 - AOL (opens the original)

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    $35,000 at 4.00% annual percentage yield, or APY, earns about $1,400 over one year, or roughly $117 a month. The same $35,000 in a non-interest checking account earns nothing, no matter how patient you are. That's about $1,400 a year in missed interest on cash you can still reach. See how much more your money could be earning, and why we like this high-yield savings account. Maybe your $35,000 is sitting where it's been for years because the account is familiar, the app works, and nothing feels

  2. Article · Sep 25, 2026 · Laura Hohenstein

    What $40,000 Earns in a High-Yield Savings Account vs. Regular Savings in One Year - AOL (opens the original)

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    $40,000 at 4.00% APY earns about $1,600 over one year, or roughly $133 a month. The same $40,000 at the FDIC national average savings rate of 0.38% APY (as of 08/01/25) earns about $152 a year, or about $13 a month. That leaves a one-year difference of about $1,448 for money that could stay safe and reachable. See how much more your money could be earning, and why we like this high-yield savings account. You probably don't stare lovingly at your savings account balance every morning. You park mo

  3. Article · Sep 25, 2026 · Laura Hohenstein

    Moving $100,000 to a High-Yield Savings Account Doesn't Mean Locking It Up - AOL (opens the original)

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    $100,000 at 4.00% APY earns about $4,000 over one year, or roughly $333 a month. The same $100,000 in a checking account that pays 0.00% APY earns nothing. That's about $4,000 a year you can keep available instead of accepting a lower rate for instant access. See how much more your money could be earning, and why we like this high-yield savings account. A six-figure balance can make every move feel bigger than it sounds. You want a better rate, but you might also need that money for taxes, a hou

  4. Article · Sep 24, 2026 · Laura Hohenstein

    You Don’t Need To Close Anything To Start Earning More With a High-Yield Savings Account - AOL (opens the original)

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    $10,000 at 4.00% APY earns about $400 over one year, or roughly $33 a month. The same $10,000 in a non-interest checking account earns nothing while it sits there. That's a gap of about $400 a year, without closing the account you already use. See how much more your money could be earning, and why we like this high-yield savings account. Your checking account probably has a job already. It catches your paycheck, pays the electric bill, covers rent, handles groceries, and generally keeps your fin

  5. Article · Sep 23, 2026 · Laura Hohenstein

    Why $90,000 in a Low-Rate Savings Account Could Cost $3,250 a Year - AOL (opens the original)

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    $90,000 at 4.00% APY earns about $3,600 over one year, or roughly $300 a month. The same $90,000 at the FDIC national average of 0.38% APY (as of June 15, 2026) earns about $350 over one year, or roughly $29 a month. That rate difference leaves about $3,250 a year on cash that could still stay in savings and be easy to reach. See how much more your money could be earning, and why we like this high-yield savings account. If you've built up $90,000 in savings, that balance probably feels like prog

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