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Katherine Willis

Reporter

Indexed articles, last 90 days
3
Latest publication
Sep 9, 2026
Outlet visibility, for Mortgage Strategy
Top 5M sites
Earliest in this view
Sep 9, 2026

Latest articles

  1. Article · Sep 9, 2026 · Katherine Willis

    Thirty years of buy-to-let: a market that has grown up (opens the original)

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    Lisa Steele, mortgage lending director, Paragon Bank The introduction of buy-to-let (BTL) in 1996 came at a time when demand for rented housing was growing, driven by a combination of economic and demographic changes, while finance options available to residential landlords remained relatively limited and often poorly suited to the sector’s needs. The creation of a mortgage product specifically designed for residential landlords helped address that gap and provided a new source of investment int

  2. Article · Sep 9, 2026 · Katherine Willis

    Has the mortgage market outgrown the term ‘complex’? (opens the original)

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    Jon Cooper, director of mortgages, Aldermore For years, the mortgage market has worked on a simple assumption. Vanilla cases go to the high street. Complex cases go to a specialist lender. But here’s the question: is ‘complex’ really complex anymore? Because when you look at today’s borrowers, what was once considered specialist is starting to look remarkably normal. Self-employed customers. Contractors. Multiple income streams. First-time buyers stretching for higher LTVs. Customers with a hist

  3. Article · Sep 9, 2026 · Katherine Willis

    Rethinking the two-year fix in an unsettled market (opens the original)

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    Ryan Brailsford, Distribution director, Pepper Money UK Broker conversations at the moment tend to circle back to the same theme, which is that customers are reluctant to commit. RICS’s chief economist has pointed to geopolitics, the domestic political climate and the cost of mortgage finance continuing to weigh on sentiment through the summer, with that hesitancy showing up directly in advice conversations. Fixing for five years feels like a bigger commitment than it did a year ago, and plenty

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