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K Ram Kumar

Reporter · IN

Indexed articles, last 90 days
32
Latest publication
Oct 1, 2026
Outlet visibility, for The Hindu BusinessLine
Top 50K sites
Earliest in this view
Jul 6, 2026

Latest articles

  1. Article · Oct 1, 2026 · K Ram Kumar

    Kotak Mahindra Bank’s MD & CEO designate Anup Saha could shift advances mix in favour of retail lending (opens the original)

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    Retail banking could get a leg up at Kotak Mahindra Bank (KMB) under Anup Kumar Saha, who is set to take the reins at the Bank on January 01, 2027, for three years, say industry experts. Currently, Whole-time Director (Executive Director) at KMB, the MD & CEO designate is expected to give home loans, loan against property, personal loans, business loans, credit cards, microcredit, among others, renewed thrust in view of his rich experience in the segment over a quarter century. As at June-end 20

  2. Article · Oct 1, 2026 · K Ram Kumar

    ICICI Group veteran Anup Bagchi to head HDFC Bank (opens the original)

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    For the first time in its nearly 32 years of existence, HDFC Bank will have an outsider helming its operations. ICICI Group veteran Anup Bagchi will be the new Managing Director & Chief Executive Officer of India’s largest private sector bank. RBI approved HDFC Bank’s application for the appointment of Bagchi, currently serving as Chief of ICICI Prudential Life Insurance, as MD & CEO of the Bank for three years with effect from October 27, 2026. The announcement relating to the new appointment c

  3. Article · Sep 14, 2026 · K Ram Kumar

    Big NBFCs join the gold loan mela (opens the original)

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    The big daddies in the gold loan space, such as Muthoot Finance and Manappuram Finance, have some serious competition coming their way as diversified large non-banking finance companies (NBFCs) are entering their turf, given that lending in this space is secure, recovery easy and non-performing assets low. Diversified NBFCs such as Tata Capital, Aditya Birla Capital, L&T Finance and Godrej Capital have taken a plunge in this space either through the acquisition of smaller, specialised gold loan

  4. Article · Sep 9, 2026 · K Ram Kumar

    India Inc taps corporate bond market amid liquidity surplus and rate hike concerns (opens the original)

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    India Inc is increasingly tapping the domestic bond market to raise funds, taking advantage of surplus liquidity in the banking system following RBI’s measures to attract foreign capital. This also comes amid expectations that interest rates could rise as the RBI’s rate-setting panel may act to counter the potential imported inflationary impact of rising crude oil prices. Corporates such as Reliance Industries (which plans to mobilise up to ₹12,500 crore via 5-year bonds), Larsen & Toubro (has r

  5. Article · Sep 8, 2026 · K Ram Kumar & Avinash Nair

    PM Modi calls for deeper UPI links with overseas payment systems (opens the original)

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    Prime Minister Narendra Modi on Tuesday called for the next phase of India’s UPI expansion to go beyond making the payment system available overseas and focus on linking UPI with domestic payment systems in other countries, saying such interoperability could make cross-border transactions as seamless as domestic payments. Speaking at the inaugural session of the Global Fintech Fest 2026 in Mumbai, PM said UPI was already live in 11 countries, but India needed to deepen these connections, particu

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