HeyJaredJavier Simon
- Indexed articles, last 90 days
- 18
- Latest publication
- Sep 30, 2026
- Outlet visibility, for The Epoch Times
- Top 50K sites
- Earliest in this view
- Jul 15, 2026
Latest articles
What You Need to Know About Retirement Account Tax Diversification (opens the original)
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Many investors understand that diversifying your portfolio across different asset classes is essential to mitigating risk. But while that may offer downside protection in the markets, it largely ignores the threat of taxation. However, a different type of diversification can help you address this. It’s called tax diversification. But it really has to do with account diversification. This is the process of spreading your assets across different types of accounts, each with its own tax treatment.
All You Need to Know About Retirement Account Fees (opens the original)
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For decades, retirement accounts such as 401(k)s and IRAs have helped millions of working Americans save for a comfortable and rewarding retirement. But one major obstacle can prevent you from making the most out of your hard-earned savings: Fees. And even what seems like a small fee can take a serious bite out of your savings. Consider an investment portfolio that starts with $100,000 and achieves a 4 percent annual return over 20 years, and has one ongoing annual fee. In 20 years, a 1 percent
How to Invest in Palladium (opens the original)
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You’ve probably seen a few ads on TV or on the internet promoting investments in gold and silver. But these aren’t the only precious metals around that can help you diversify your portfolio. Among them is palladium. And despite volatility, its price has overall been steadily climbing since the 1990s. Thirty times rarer than gold, palladium is a silvery-white metal that’s widely used in automotive manufacturing, electronics, dentistry, and jewelry. But its main use is in the production of catalyt
Taxes All Retirees Need to Know About (opens the original)
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We all know we need to pay income tax on what we earn from working. But taxation doesn’t go away after you clock out for the final time. In retirement, you could face taxes you never had to worry about in the past. These include potential taxation on your Social Security benefits, Medicare premiums, 401(k) withdrawals, and more. It’s important to know what these taxes are and how they work in order to make the most out of your hard-earned savings. So let’s take a deeper look. Once you stop earni
The Pros and Cons of Payable-on-Death and Transfer-on-Death Accounts (opens the original)
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A payable-on-death (POD) or transfer-on-death (TOD) designation allows assets in common types of financial accounts to easily pass on to heirs upon death of the account holder. Both POD and TOD designations bypass the often lengthy and costly process of probate, and they’re often relatively easy and free to set up. However, they have their drawbacks. For instance, POD and TOD accounts don’t allow you to set any conditions or restrictions. The designated beneficiary could end up being financially
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