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- Indexed articles, last 90 days
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- Sep 6, 2026
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- Jul 7, 2026
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New Hampshire Does Not Require Auto Insurance — and It Has One of the Cheapest Insurance Markets in America » Live Insurance News (opens the original)
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The state applied that philosophy to auto insurance decades ago and has never looked back. New Hampshire is one of only two states in the country — along with Virginia — that does not require residents to carry auto insurance. You can opt out by depositing $125,000 with the state treasury as a self-insurance bond instead of buying a policy. Almost nobody does. The $125,000 deposit is not realistic for most households. So the vast majority of New Hampshire residents buy auto insurance — voluntari
Colorado's Hail Problem Is Not Just a Roof Problem — It's Changing What Kind of Insurance Homeowners Can Get » Live Insurance News (opens the original)
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The homeowners insurance crisis conversation has been dominated by wildfires and hurricanes. Florida. California. Louisiana. The images of destroyed coastal communities and burning hillsides have defined how most Americans understand the insurance market’s upheaval. Insurance Business Magazine reported this week on a different driver that is reshaping homeowners insurance markets across the country’s interior: hail. Not catastrophic hail in one community. Systematic, season-after-season hail exp
Anthem Is Suing 11 California Hospitals Over the Law That Was Supposed to Protect Patients From Surprise Bills — Here's What Is Actually Happening » Live Insurance News (opens the original)
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The No Surprises Act went into effect January 1, 2022. It was designed to protect patients from unexpected medical bills when they received care from out-of-network providers. It worked — for patients. Surprise bills dropped significantly. Patients were no longer caught between hospitals and insurers. What nobody predicted was what happened next between the hospitals and the insurers. Anthem Blue Cross filed a federal lawsuit on January 5, 2026 against 11 California hospitals operated by Prime H
California Is Spending $3.8 Billion to Catch Wildfires Before They Reach Your House — and It May Matter More for Your Home Insurance Rate Than Anything Else the State Does » Live Insurance News (opens the original)
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The Palisades Fire in January 2026 burned more than 23,000 acres in Los Angeles County. Thousands of homes were destroyed. Insurance claims in the billions followed. State Farm — already under pressure in California — took another blow to its loss ratios in a state where it had barely stabilized. The fire was moving faster than anyone expected. By the time containment began, it had already reached structures that earlier detection might have protected. That is the problem Governor Newsom is tryi
Virginia Is Offering Up to 70% Off Health Insurance Starting November 1 — Here's Who Qualifies and What Other States Are Doing » Live Insurance News (opens the original)
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When federal enhanced ACA subsidies expired on January 1, monthly premiums on the health insurance marketplace went up for millions of Americans — sometimes significantly. People who had been paying a manageable amount suddenly found themselves looking at bills that did not fit the budget. Some downgraded to cheaper plans with higher deductibles. Some left the marketplace entirely. Virginia just approved $150 million to give some of those people a reason to come back. Governor Glenn Youngkin sig
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