Fiona Reddan
- Indexed articles, last 90 days
- 10
- Latest publication
- Sep 29, 2026
- Outlet visibility, for Irish Times
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- Jul 7, 2026
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Budget: Are we richer or poorer than in 2017? And who is saving â¬8,000 a year on taxes? (opens the original)
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After months of kite flying and leaks, we now have a fair idea of whatâs going to be announced in the budget on October 6th. Income tax cuts, welfare increases, changes to energy prices and more housing supports all look to be on the agenda this year as part of an â¬8.5 billion package. But the challenge is making households feel richer. âFamilies donât measure budgets in tax bands and credits. They measure them by whatâs left in the bank account at the end of the month,â says Katie O
Why it pays to go green for lower costs when buying a new home (opens the original)
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Interest rates are on the rise again. Earlier this month, the European Central Bank (ECB) announced a rate hike of 0.25 per cent, on the back of rising inflation and energy prices. Itâs the second such increase in the space of just three months. For those buying a home, this suggests that mortgage rates, which have been falling â figures from the Central Bank for July show the average interest rate on new mortgages was 3.48 per cent, down by one basis point on June â are likely to start to
Budget 2027: Will promised tax cuts and welfare hikes be any use against raging inflation? (opens the original)
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How do you âmake work payâ, as the Government has indicated it intends to do come budget day on October 6th? Income tax cuts are likely, as are targeted welfare hikes and possible changes to inheritance tax. Itâs unlikely, however, that any of the measures in the âmodestâ budget, as described by Minister for Public Expenditure Jack Chambers, will see workersâ incomes increase by anything more than a couple of hundred euro a year come next January. The Government has said that about â
Why are Irish people saving so much? (opens the original)
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Some good news for those who are intending to provide options under the new State personal investment account: Irish households are saving even more than was previously thought. That means there should be plenty of spare cash ready to be invested following Octoberâs budget. The Government reaffirmed its roadmap on the new tax-efficient investment account last week, just days after the Central Statistics Office (CSO) published revised numbers for household savings. CSO figures showed that Irish
Have State savings and prize bonds become more attractive? (opens the original)
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Savers got a bit of a fillip last month when the National Treasury Management Agency (NTMA) said it would increase interest rates across its State savings products â the first time it has done so since 2023. Until then, rates on offer across the platform had fallen below what was available in the wider market. This meant that Irish saversâ love affair with prize bonds and An Post savings accounts had begun to dwindle. Figures show that, as of end July, sales to date this year were â¬200 mil
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