Fergal McAlinden
- Indexed articles, last 90 days
- 23
- Latest publication
- Sep 28, 2026
- Outlet visibility, for Mortgage Professional
- Top 1M sites
- Earliest in this view
- Jul 6, 2026
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Loan officer on the variables brokers can control amid rate volatility (opens the original)
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Rates may be on the way up, but that’s only bringing the role of mortgage professionals into sharper focus With Treasury yields continuing to climb higher and mortgage rates following suit, loan originators and their clients could be in for a bumpy fall homebuying season as the 30-year fixed average lurches above 7%. But while some homebuyers might step to the sidelines because of the continuing tumult – which hasn’t been helped by the ongoing conflict in Iran and the resulting upward pressure o
What the Fed’s rate hike means for mortgages (opens the original)
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Mortgage rates have climbed in recent weeks, putting the squeeze on homebuyers and borrowers. What’s next after the Fed’s big move? The Federal Reserve is back in rate-hiking mode after three years without an increase – and while it’s not clear where mortgage rates are headed next, borrowers have been feeling the pinch recently due to rising bond market expectations of a hike. Ten-year Treasury yields, a key driver of fixed mortgage rates, have ticked steadily upwards over the past several weeks
Mortgage demand plummets as rates lurch toward 7% (opens the original)
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Rate pressures bite mortgage shoppers, pushing purchase and refinance appetite lower Purchase and refinance applications plunged last week compared with the same time last year as rising interest rates, bond market chaos and economic jitters pushed mortgage shoppers to the sidelines. Homebuyer demand for mortgages was 19% lower than the same week in 2025, according to the Mortgage Bankers Association’s (MBA) unadjusted Purchase Index, while its unadjusted Refinance Index nosedived by 65% as upwa
Trump to Fed: Slash rates or I’ll cut off some trade (opens the original)
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President threatens to end trade with countries holding US trade surpluses President Trump threatened Friday to cut off trade with countries the US runs a deficit with, unless the Federal Reserve lowers interest rates. In a Truth Social post after a blockbuster jobs report showed the labour market added 162,000 jobs in August, Trump returned to his longstanding claim that rates should be much lower and urged Fed chair Kevin Warsh to “get smart” on his approach to rates. “LOWER THE RATE OR I’LL S
Mortgage rates, not the trade war, are top of mind for Rochester homebuyers (opens the original)
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Climbing mortgage rates could push some buyers to the sideline, but the new trade dispute is barely featuring in client conversations The eruption of a cross-border trade war last week hasn’t given many potential homebuyers pause for thought in Rochester, with the economic impact of the US-Canada spat unlikely to push many to the sidelines. But the ripple effects are still being felt – not least for mortgage rates, with inflation fears around tariffs and oil price spikes (the latter caused by th
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