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Denny Ceizyk

Reporter

Indexed articles, last 90 days
4
Latest publication
Sep 16, 2026
Outlet visibility, for yahoo.com
Top 1K sites
Earliest in this view
Aug 31, 2026

Latest articles

  1. Article · Sep 16, 2026 · Denny Ceizyk

    How to calculate interest on a car loan (opens the original)

    Excerpt · Neutral tone · English

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    Before signing off on an auto loan, crunch the numbers to ensure you can afford your new set of wheels. To find how much you'll spend on interest, use an auto loan calculator, work it out yourself or talk to a lender. Factors including car specifics, the economy, your credit history and overall financial health determine your car loan interest rate. To avoid paying too much in interest, shop around for the right loan and save up ahead of purchase. With so many online auto calculators available,

  2. Article · Sep 9, 2026 · Denny Ceizyk

    What is the average personal loan rate for September 2026? (opens the original)

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    While the average personal loan interest rate is 12.21%, borrowers with excellent credit may have access to rates as low as 6.20%. Credit unions tend to offer the lowest overall borrowing costs, with a national average of 10.72% and a legal rate cap of 18% at federal institutions. Online fintech lenders advertise competitive rates starting at 6.20%, though maximum rates can climb up to 36% or higher. Commercial banks remain competitive, with an average rate of 12.06%, but they demand a high cred

  3. Article · Aug 31, 2026 · Denny Ceizyk

    How to get a personal loan with bad credit (opens the original)

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    You may be eligible for a bad credit personal loan with a score below 580. The average personal loan rate is currently at 12.43%, according to Bankrate's data as of Aug. 26, 2026. But if you have bad credit, some lenders could charge you an interest rate close to 36%. Personal loan lenders specializing in bad credit loans will likely scrutinize your income and employment history more closely. You should explore alternative solutions before committing to a personal loan with a high interest rate.

  4. Article · Aug 31, 2026 · Denny Ceizyk

    What you need to know about payday loans (opens the original)

    Excerpt · Critical tone · English

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    Payday loans are small loans with high fees that typically have to be paid off in 14 days. People typically choose payday loans because they're easy to qualify for and funds are available quickly, but the terms make them incredibly risky. Many states restrict or ban payday loans because they can lead to severe financial problems if they aren't paid off on time. If getting money quickly is a priority, you might not have the time to think whether the easiest option is a good idea — and that's exac

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