HeyJaredDave Ramsey
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- Aug 14, 2026
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- Aug 14, 2026
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Dave Says: Retirement Funding Comes Before College Savings (opens the original)
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A friend told me about your Baby Steps program. I have one question, though. I noticed that according to your plan, saving for retirement should come before saving up a college fund for your kids. Why is this? In short, college funding is not a necessity. Being able to set aside money for college is a great thing to do if parents can afford that sort of thing. But you can fund your education in other ways. There are loads of scholarships out there just for getting good grades. You can also work
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