HeyJaredChristopher Hopkins
- Indexed articles, last 90 days
- 5
- Latest publication
- Sep 26, 2026
- Outlet visibility, for Timesfreepress
- Top 500K sites
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- Jul 18, 2026
Latest articles
Personal Finance: Selling a life insurance policy? What to know | Chattanooga Times Free Press (opens the original)
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We've all seen the ads: "Did you know you can sell your life insurance policy?" The answer is yes, under certain conditions, and it could be a very beneficial strategic decision. You might even appear in a commercial embracing your make-believe grandchildren or sipping a nice Pino Grigio on your new boat. Selling a life insurance policy that is no longer needed or for which the premiums are unaffordable is a legitimate option, but the decision should be considered carefully in consultation with
Personal Finance: Mortgage rates headed back up | Chattanooga Times Free Press (opens the original)
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The cost of buying a home rose again last week as mortgage rates continued their ascent. The national average rate for a 30-year fixed rate mortgage crossed the 7% mark, up from around 6% in February. That differential would add about $165 to the monthly payment on a $250,000 loan and is a major factor contributing to the affordability crisis in housing, especially for first-time homebuyers. Ongoing concern over sticky inflation, the stalemate in the Middle East and a ballooning federal debt are
Personal Finance: How to eat an elephant — tackling the national debt | Chattanooga Times Free Press (opens the original)
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The national debt just sailed past the $40 trillion mark, with nothing but red ink as far as the eye can see. Our abject disregard of financial discipline this century has now foreclosed some options that were previously available. Since the last surplus in 2001, the debt has exploded so dramatically that balancing the budget is no longer an option. We have already saddled our children and grandchildren with a massive obligation that will diminish their standard of living. That ship has sailed.
Personal Finance: Oil prices are high. But why aren’t they higher? | Chattanooga Times Free Press (opens the original)
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With the Iran war approaching the six-month mark, Americans are feeling the pain at the pump with the national average price for a gallon of gas north of $4. Oil briefly topped $120 per barrel early in the war and has since retreated to around $90, but is still 30% above the prewar level. This is hardly surprising, as the Iranian response to the U.S.-Israeli attack was to close the narrow but critical waterway through which 20% of the world's oil passes. What is surprising is why the price isn't
Personal Finance: New housing affordability law has promising provisions | Chattanooga Times Free Press (opens the original)
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On June 23, members of Congress did something commendable and all too rare: They came together to pass legislation in a broadly bipartisan move to address the housing affordability crisis in the U.S. The new law, designated the 21st Century Road to Housing Act, includes an expansive compilation of 56 separate provisions aimed at increasing the supply of housing, improving access to financing and limiting ownership by large financial institutions. The act is more evolutionary than revolutionary,
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