HeyJaredChris Skipworth
- Indexed articles, last 90 days
- 6
- Latest publication
- Sep 30, 2026
- Outlet visibility, for Live Insurance News
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- Aug 20, 2026
Latest articles
Your 2027 Health Insurance Rate in Massachusetts Depends Heavily on Which Company You Have » Live Insurance News (opens the original)
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Most states don’t say no. When a health insurer files a rate increase, regulators in the majority of states review the math and approve it — sometimes with minor adjustments, sometimes without any at all. Massachusetts just did something different. In July 2026, Insurance Commissioner Michael Caljouw rejected Fallon Community Health Plan’s proposed 25.7 percent rate increase outright, calling it “excessive and inconsistent with his responsibility to Massachusetts consumers and businesses.” Fallo
Before You Buy in a Texas HOA Community There Are Two Documents You Need to See — Most Buyers Never Ask for Them » Live Insurance News (opens the original)
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Texas gets the reputation for affordable housing. People move from California, from New York, from wherever housing got too expensive. They find a house in a planned community in Plano or Katy or Sugar Land — clean streets, maintained parks, a neighborhood pool — at a price they could not get anywhere else. In 2025, Texas recorded 36,194 HOA liens — a 46 percent increase over three years, according to Cotality’s 2026 HOA lien analysis. An HOA lien is what happens when a homeowner cannot keep up
Medicare Advantage Plans Are Trimming Extras for 2027 — Florida's 5 Million Enrollees Have Until December 7 to Respond » Live Insurance News (opens the original)
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Florida has the highest Medicare Advantage adoption rate in the country. More than 57 percent of the state’s 5.2 million Medicare enrollees are on a private plan — and those plans are getting leaner for 2027. The changes are not showing up in the premium line. Most $0-premium plans are staying at $0. What is changing is everything else: the grocery allowances, the dental maximums, the gym memberships, the hearing aid benefits that seniors spent years counting on. Jim Rechtin, the CEO of Humana,
Maine Has a Medicare Program More Generous Than Most States — and Thousands of Seniors Who Qualify Have Never Applied » Live Insurance News (opens the original)
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Every month, Maine seniors on Medicare pay a Part B premium of $202.90. That is $2,434.80 per year — just for the premium, before any actual healthcare. Add the Part A deductible of $1,736 per hospital stay, the annual Part B deductible of $283, and the 20 percent coinsurance on covered services with no annual cap, and Medicare’s out-of-pocket costs add up faster than most people expect. Maine has a program that pays many of those costs for seniors who qualify. It is called the Medicare Savings
Ohio Seniors Who Chose Traditional Medicare to Avoid Prior Authorization Just Found Out It Now Applies to Them Too » Live Insurance News (opens the original)
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One of the most common reasons Ohio seniors choose Original Medicare over Medicare Advantage is prior authorization. With traditional Medicare, you go to the doctor. The doctor orders a test or procedure. Medicare pays. No insurance company sitting between you and your care asking whether the procedure is really necessary. That was the deal for decades. It changed on January 1, 2026. A six-year federal pilot program that began at the start of this year now requires prior authorization for certai
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