HeyJaredChad Hemenway
- Indexed articles, last 90 days
- 44
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- Sep 29, 2026
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- Jul 9, 2026
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AM Best: US Home Insurers in 2025 Book First Underwriting Profit in Seven Years (opens the original)
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U.S. homeowners multiperil insurers reversed a $1.3 billion underwriting loss in 2024 to post an underwriting profit of $16.5 billion in 2025 – the line’s first underwriting gain since 2019, said AM Best. In fact, seven of eight years from 2017 to 2024 saw homeowners insurers book underwriting losses. A recent report on the homeowners segment from the industry rating firm said insurers looked to improve in recent years by increasing premiums to more appropriately match risk. AM Best said insurer
Full Senate Passes Measure to Reauthorize Federal Terrorism Insurance Backstop (opens the original)
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The U.S. Senate late Sept. 28 passed, by unanimous consent, legislation to reauthorize the federal terrorism insurance backstop. The Senate moved on the Terrorism Risk Insurance Program Reauthorization Act of 2026 (S. 4395) to extend the program until 2034. It is set to expire at the end of 2027. Earlier this month the Senate Banking Committee voted 24-0 to advance the measure. The U.S. House of Representatives in June overwhelmingly passed legislation to extend the public-private partnership st
AM Best: US Mutual Insurers Doubled Net Income in 2025 (opens the original)
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Total net income for U.S. property/casualty mutual insurers doubled compared to 2024 to about $42.6 billion in 2025 as underwriting income surged to about $14.8 billion from a loss of $7.2 billion in 2024. According to a recent A.M. Best report on the segment, the rise in net income was also driven by a modest 2% decline in loss and loss adjustment expenses despite underwriting expenses increasing 5.8% in 2025 compared to the year prior. “Mutuals began filing for significant rate increases, rest
Online Insurance Marketplace Insurify Blocks Meta's Personal AI Agent Muse (opens the original)
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Early this year, Insurify caused a stir when it began what was thought to be the first insurance app with ChatGPT’s Open AI. In fact, the news momentarily shook the S&P 500 Insurance index. On Sept. 23, the online insurance marketplace said it was cutting off a different personal AI agent. Meta’s Muse has been blocked from accessing Insurify’s comparison platform because the information the AI agent spits out “risks stripping carrier quotes of critical contextual information that consumers need
Senate Committee Sends TRIA Reauthorization to the Floor (opens the original)
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Federal legislation to extend the Terrorism Risk Insurance Act will head to the full Senate after unanimously getting a nod from the Senate Banking Committee. The committee on Sept. 17 voted 24-0 to advance S. 4395, the Terrorism Risk Insurance Program Reauthorization Act of 2026. The U.S. House of Representatives in June overwhelmingly passed legislation to extend the public-private partnership started when insurance for terrorism risk disappeared following 9/11. “Extending TRIA is critical bec
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