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Tobias Peter

Reporter · US

Indexed articles, last 90 days
4
Latest publication
Sep 9, 2026
Outlet visibility, for aei.org
Top 500K sites
Earliest in this view
Jul 7, 2026

Latest articles

  1. Article · Sep 9, 2026 · by Tobias Peter, Edward J. Pinto

    Lower Credit-Report Costs Could Come at a Higher Price (opens the original)

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    You can download a pdf copy of this report here. Federal Housing Finance Agency Director Bill Pulte last week said FHFA is “seriously considering” a bi-merge credit report and is also studying the use of a single credit report as a way to reduce costs for mortgage borrowers. A typical tri-merge credit report costs roughly $80 to $100, so moving to fewer bureau pulls could produce some upfront savings for borrowers. Homebuying has become substantially more expensive in recent years, following a p

  2. Article · Aug 3, 2026 · by Tobias Peter, Edward J. Pinto

    Federal Tax Incentives May Move Capital, but Local Barriers Determine Supply (opens the original)

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    What the 1980s apartment boom does—and does not—show about financing-first housing policy The debate over housing supply has increasingly turned to what kind of policy can produce homes at the scale and duration that the shortage requires. The Center for Public Enterprise (CPE) argues that zoning and permitting reform are necessary but insufficient. In its view, the United States will not close the housing shortage unless multifamily production rises substantially above its long-run baseline and

  3. Article · Jul 8, 2026 · by Tobias Peter, Edward J. Pinto

    Part 4: Findings from the AEI Housing Center May 2026 Zoning and Land Use Flexibility Survey (opens the original)

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    Download a full pdf of this report here. Navigate to all reports on the survey landing page here. Read the other three reports at the following links: Part 1, Part 2, Part 3, and Part 4. The first three reports in this series showed that starter-home reform begins from a position of broad public support, but that support is not automatic or evenly distributed. Many Americans favor making it easier to build smaller, more attainable homes, especially for first-time buyers, young families, and midd

  4. Article · Jul 7, 2026 · by Tobias Peter, Edward J. Pinto

    Part 3: Findings from the AEI Housing Center May 2026 Zoning and Land Use Flexibility Survey (opens the original)

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    Download a full pdf of this report here. Navigate to all reports on the survey landing page here. Read the other three reports at the following links: Part 1, Part 2, Part 4, and Part 5. The first two reports in this series on the May 2026 Zoning and Land Use Flexibility Survey showed that Americans broadly support starter homes, smaller lots, light-touch density, and homes near jobs when these reforms are described in practical terms. This third report examines why that support weakens among so

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