Peter McGahan
- Indexed articles, last 90 days
- 6
- Latest publication
- Sep 29, 2026
- Outlet visibility, for Irish News
- Top 50K sites
- Earliest in this view
- Jul 6, 2026
Latest articles
Peter McGahan: How to cut your Inheritance Tax bill immediately â without losing your income (opens the original)
Read excerpt
Inheritance tax planning - sometimes you know you have too much money, but you arenât terribly enthusiastic about giving it away. Suppose you have £1 million sitting in deposits and investments which you know you are unlikely to spend (like you do). If it remains in your estate until death and sits above your available exemptions and allowances, some of it could ultimately suffer inheritance tax at 40%. Giving it to the children sounds obvious. But an outright gift normally needs you to survi
Peter McGahan: One gift, several trusts - why Rysaffe planning matters again (opens the original)
Read excerpt
Inheritance tax planning is one of those subjects where a simple idea can be buried under enough technical language to make you lose the will to live. Rysaffe planning is a decent example, so, bear with me. If you are making a large gift into discretionary trusts, using several separate trusts, created on different days, can reduce future 10-year and exit charges compared with using one large trust. That matters more now because from April 6 2027 most unused pension funds and pension death benef
Peter McGahan: Donât let the 40% headline do your pensions and inheritance tax planning (opens the original)
Read excerpt
Pensions have had a useful second job for many years â security in retirement. Their second was less obvious, but very valuable. If you had enough savings and investments elsewhere, your pension was often one of the last pots you touched because most pension death benefits sat outside your estate for inheritance tax. On deaths from that date, most unused pension funds and pension death benefits will be brought into the inheritance-tax calculation. That doesnât mean every pension suddenly att
Peter McGahan: Before you hand your pension to a rulebook, itâs worth reading the rules (opens the original)
Read excerpt
There is a danger with anything sold as simple. A tracker fund should give you the market return at a low cost. That was the deal. Passive funds have done investors a great service by cutting costs and helping ordinary savers access markets through ISAs and pensions. But small and cheap are not the same as safe. Terry Smithâs fund fell 2.9% in the first half of the year while the MSCI World Index rose 11.2%. He argues that markets are being driven less by profits, cashflow and valuation, and m
Peter McGahan: Stop trying to be a financial clairvoyant (opens the original)
Read excerpt
There are two types of investors I worry about - one who thinks they can predict the market and one who knows they cannot, but waits anyway, hoping Donald Trump keeps his mouth shut and his fingers off the phone, so the right time will arrive. Good luck with that. Both can end up in the same place: cash on the sidelines, a pile of newspaper cuttings, three forecasts from people who sounded confident, and no actual investment plan. Thatâs like standing at the side of a swimming pool for 10 year
Publishing over time
Last 90 days. Choose a month to open its work.
Recurring subjects
Named in the text we hold. One piece can cover several.
Audience
Top 50K sites
For Irish News, the outlet · Measured Aug 1, 2026
Website popularity band, not a count of readers or article views.
About this data
Counts cover the work we have indexed. Tone needs enough text and a confident classification. Excerpts and episode notes are not full articles or transcripts.
Identity or attribution wrong? Suggest a correction.