HeyJaredBruce Helmer
- Indexed articles, last 90 days
- 7
- Latest publication
- Sep 27, 2026
- Outlet visibility, for Brainerddispatch
- Top 500K sites
- Earliest in this view
- Jul 19, 2026
Latest articles
Wealth Column: 10 smart moves before retirement (opens the original)
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Retirement may be one of the biggest financial transitions you’ll make, but it is also a significant life transition. Instead of thinking about retirement as a finish line, consider it the beginning of a journey that could last 20 or 30 years — or longer. That makes the years immediately before retirement especially important. The decisions you make now can affect not only how much money you have, but how confidently you can use it once your regular paycheck stops. Here are 10 smart moves to con
Wealth Column: Life insurance: what do you really need? (opens the original)
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Life insurance is widely misunderstood. People generally don’t like it. They look down upon it — don’t want to talk about it. They negatively judge the people who sell it. Fundamentally, they don’t want to hear anything about it. Yet, as much as it can be maligned, life insurance can be a critical part of a comprehensive financial plan. The best place to begin isn’t by trying to decide which policy fits your budget. It’s by asking a more basic question: What financial risk are you trying to prot
Wealth Column: Social Security is more than a filing decision (opens the original)
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If you’ve been following the news lately, you've probably seen another wave of headlines warning that Social Security could face funding challenges beginning in 2032. While those reports deserve attention, they have also generated unnecessary anxiety — and, in some cases, prompted people to consider claiming benefits earlier than they otherwise would. That may be one of the most expensive financial decisions a retiree can make. The reality is that Social Security involves a lot more than just de
Insight 181: Returning to the Warrior Way (opens the original)
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On Tuesday, Sept. 8, our buildings fill back up. Buses run, doors open and quiet schools go loud in about 90 seconds. It is my favorite day on the calendar, and this is my first full school year serving as your superintendent. You should know where I am standing when I write this. I grew up on a farm near here, and three of my own children are Warrior students. I read district decisions from two chairs — the superintendent's and the parent's — and on most things the two chairs agree. So I want t
Wealth Column: A good adviser should add value beyond investment returns (opens the original)
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Many people assume a financial adviser’s main job is to select investments or predict the market. In practice, however, those duties are only part of a much broader relationship. A capable adviser may help clients decide how much to save, when they can afford to retire, when to claim Social Security, how to draw income tax-efficiently, and what to do when markets decline. It can, although the benefit is not automatic and will vary by investor. Research from Vanguard, the TIAA Institute, and othe
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