Barry Choi
- Indexed articles, last 90 days
- 9
- Latest publication
- Sep 29, 2026
- Outlet visibility, for Theglobeandmail
- Top 10K sites
- Earliest in this view
- Jul 7, 2026
Latest articles
New Aeroplan credit card perks are coming, but are they worth the higher fees? (opens the original)
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Aeroplan has announced significant changes to its core and premium credit cards. In a somewhat surprising move, all of the changes are positive, with cardholders keeping every current benefit, but annual fees are rising on most of the cards. Starting Jan. 12, 2027, cardholders get 15-per-cent off Aeroplan redemptions on Air Canada flights. The discount, which reduces the number of points required for flight bookings, is currently available as a temporary promo but becomes permanent on that date.
The best gas loyalty programs in Canada – which ones offer the easiest instant savings at the pump? (opens the original)
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Gas loyalty programs are far more complicated than most people realize. Unlike grocery or financial rewards, maximizing your return often requires linking accounts to partner programs, paying with specific credit cards or even choosing higher‑tier gas grades. With all these layers, the program that ranks highest for one driver could easily be the worst for another. Adding to the complexity, many apps now include challenges and limited‑time promotions that can boost your rewards and shift the ove
Major cash-back cards cut customer benefits (opens the original)
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Loyalty programs have become increasingly complex in recent years, pushing many people toward cash‑back cards. It’s a move that made good sense since cash back is simple, predictable and less likely to see devaluations – or so we thought. Over the past few weeks, several major cash-back cards have unveiled significant changes. And most of them aren’t exactly consumer-friendly. As of Oct. 22, rent and tax payments will no longer count as recurring bills when charged to the Scotiabank Momentum Vis
EQ Bank-PC Financial merger takes shape: Here’s what consumers can expect (opens the original)
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When EQB – the parent company of EQ Bank – announced plans last year to acquire PC Financial from Loblaw, many people were left wondering what would happen to their PC Optimum points. PC Optimum is one of Canada’s biggest loyalty programs, with more than 18 million active members earning points at Loblaws grocery stores, Shoppers Drug Mart, and Esso gas stations. So, the stakes are high. Now that the deal has officially closed, we’re beginning to see how the merger is taking shape and what it me
The best rewards programs to save you money, according to a personal finance expert (opens the original)
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On Aug. 6, personal finance writer Barry Choi answered readers’ questions on loyalty programs, how to pick the best ones and when to walk away. Choi recently published his top picks for banking and grocery loyalty programs in The Globe, based on ease of use and quality of rewards. Readers asked what’s in loyalty cards for companies, what consumers should look out for in earning and redemption rules and which programs are – and aren’t – worth it anymore. Here are some highlights from the Q&A. Wha
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For Theglobeandmail, the outlet · Measured Aug 1, 2026
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