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Aprajita Sharma

Reporter · IN

Indexed articles, last 90 days
24
Latest publication
Sep 29, 2026
Outlet visibility, for Livemint
Top 10K sites
Earliest in this view
Jul 5, 2026

Latest articles

  1. Article · Sep 29, 2026 · Aprajita Sharma

    Inflation-linked health cover: what you need to know | Mint (opens the original)

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    This is a Mint Premium article gifted to you.Subscribe to enjoy similar stories. A ₹10 lakh health insurance cover may look substantial today. But what happens when the same surgery costs ₹15 lakh or ₹20 lakh in a few years from now? This is the gap that inflation-protection features in health insurance seek to address. Policies with this feature offer an inflation-linked increase in the sum insured at renewal. At first glance, this may sound like a straightforward solution to rising healthcare

  2. Article · Sep 27, 2026 · Aprajita Sharma, Deepti Bhaskaran

    Irdai’s distribution overhaul: Will it make insurance cheaper, curb mis-selling? | Mint (opens the original)

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    This is a Mint Premium article gifted to you.Subscribe to enjoy similar stories. The much-awaited distribution reforms are finally here. The Insurance Regulatory and Development Authority of India (Irdai) has proposed a three-pronged overhaul of insurance distribution: product- and channel-specific commission caps, three categories of distributors, and tighter expenses of management (EoM) limits with a five-year glide path. EoM shows how much an insurer can spend as a percentage of its premium i

  3. Article · Sep 18, 2026 · Aprajita Sharma

    A stronger secondary market can drive the next phase of retail bond investing: Suresh Darak | Mint (opens the original)

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    This is a Mint Premium article gifted to you.Subscribe to enjoy similar stories. Bonds were once an unfamiliar investment avenue for most retail investors. The rise of online bond platform providers (OBPPs), however, has made them easier to discover, understand and access. Retail bond turnover has grown sharply, with monthly volumes now crossing ₹2,000 crore, according to Suresh Darak, founder of FixedAlpha.com, an investment platform. Darak discusses the changing retail bond market, the product

  4. Article · Sep 10, 2026 · Aprajita Sharma

    Motor insurance claims: what policyholders often get wrong | Mint (opens the original)

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    This is a Mint Premium article gifted to you.Subscribe to enjoy similar stories. A motor insurance policy may look straightforward. Buy third-party cover, add own-damage protection and file a claim when something goes wrong. But claim disputes often arise from details that policyholders overlook—from an expired driving licence to previous scratches, incorrect disclosures or missing add-ons. Take the case of Jamnagar-based Chirag Andani (23). His Honda City collided with a cow, following which su

  5. Article · Sep 9, 2026 · Aprajita Sharma

    E20 and your car: what Zuno’s new Fuel Guard covers—and what it doesn’t | Mint (opens the original)

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    This is a Mint Premium article gifted to you.Subscribe to enjoy similar stories. As India moves towards higher ethanol blending in petrol, Zuno General Insurance has launched an add-on cover to protect vehicle owners against accidental engine and fuel-system damage due to the use of approved blended fuels, the insurer said in a statement on Wednesday. Called Fuel Guard, the company describes it as an industry-first add-on that provides an additional layer of protection as the use of blended fuel

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