HeyJaredAngela Linders
- Indexed articles, last 90 days
- 58
- Latest publication
- Sep 30, 2026
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- Jul 4, 2026
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California Homeowners Got Six Months' Notice Before Nonrenewal but They Didn't Get a Deadline on Their Claims » Live Insurance News (opens the original)
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On September 27, California Governor Gavin Newsom wrapped up the state’s insurance legislative season — signing some bills, killing others. For homeowners already stretched thin by the state’s insurance crisis, the difference between what he signed and what he didn’t tells the real story. The bills he signed give you more notice before your insurer drops you. The bills he vetoed would have given you cash penalties when your insurer drags its feet paying a claim you’re owed. Newsom chose one side
How to Fight a Health Insurance Claim Denial in Ohio — and Why More People Are Winning » Live Insurance News (opens the original)
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Nearly one in five in-network health insurance claims in Ohio gets denied. That works out to roughly 52,000 denied claims a year on ACA marketplace plans alone — and that number does not include employer plans, Medicare Advantage, or Medicaid managed care. Most of those denials are never challenged. Only about half of people who receive a denial ever appeal it, according to a 2026 Commonwealth Fund survey. Of those who do not appeal, many assume the decision is final. It is not. Ohio law gives e
Why California Homeowners Are Losing Their Insurance — Even If They Don't Live Near a Fire » Live Insurance News (opens the original)
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“What we’re seeing is that the infection of the market that existed in the high-fire-risk areas has spread into the normal parts of the market,” said Michael Wara, director of the Climate and Energy Policy Program at Stanford University. His team’s research, published in June 2026, documented exactly how far that spread has gone. Fourteen percent of the policies now held by California’s insurer of last resort sit in urban, lower-fire-risk ZIP codes. Six percent of new single-family home mortgage
The State With the Highest Medical Debt Per Person in America Is Maine - Here's What's Driving It » Live Insurance News (opens the original)
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Maine sits at the top of a list no state wants to lead. Residents carry an average of $2,134 in medical debt per person — the highest of any state in the country, according to 2025 data from DebtBusters. That number is a per-person average across the whole population. For the roughly 40 percent of Maine residents who actually carry medical debt, the burden is much heavier. One in four of those households owes at least $5,000. One in eight owes more than $10,000. Ann Woloson, executive director o
State Farm Is Writing New California Home Insurance Policies Again — But There's a Catch Most Homeowners Will Not See Coming » Live Insurance News (opens the original)
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For the first time since May 2023, State Farm is opening its doors to new homeowners insurance applicants in California. The announcement landed September 16, and it generated exactly the kind of headlines that make exhausted California homeowners feel like the crisis might finally be easing. “The designation should be viewed as an eligibility gateway, not automatic approval,” State Farm said in its filing — meaning that even homeowners who qualify for consideration could still be turned down. T
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