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Andrew Pentis

Reporter · US

Indexed articles, last 90 days
4
Latest publication
Sep 18, 2026
Outlet visibility, for Bankrate
Top 50K sites
Earliest in this view
Jul 31, 2026

Latest articles

  1. Article · Sep 18, 2026 · Andrew Pentis

    Types of student loans and how to choose one (opens the original)

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    There are two main types of student loans: federal and private. Federal student loans are easier to qualify for and have more flexible repayment options than private loans, including far more paths to loan forgiveness. Private student loans may offer lower interest rates with higher loan limits for borrowers (and cosigners) with excellent credit. Most advisors suggest maximizing your federal loan allotment before using private loans. There are many types of student loans for many types of studen

  2. Article · Aug 5, 2026 · Andrew Pentis

    The refinance ‘Seniority Tax’: How a flawed system and aggressive lenders leave older homeowners overpaying for their mortgage (opens the original)

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    When longtime mortgage loan officer Hillary Moussali worked at a local Chase bank branch, an elderly man walked in holding a mail advertisement with the bank's name, promising "super low" refinancing rates. Moussali took one look at the mailer and knew it wasn't sent from Chase. "I read the fine print, which he probably couldn't even see," said Moussali, who worked as a loan officer for Chase from 2016 to 2021. "If he had just called the 1-800 number, who knows what they would have charged him."

  3. Article · Aug 5, 2026 · Andrew Pentis

    The 'Seniority Tax': How Lenders Overcharge Older Refinancers - Bankrate (opens the original)

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    When longtime mortgage loan officer Hillary Moussali worked at a local Chase bank branch, an elderly man walked in holding a mail advertisement with the bank’s name, promising “super low” refinancing rates. Moussali took one look at the mailer and knew it wasn’t sent from Chase. “I read the fine print, which he probably couldn’t even see,” said Moussali, who worked as a loan officer for Chase from 2016 to 2021. “If he had just called the 1-800 number, who knows what they would have charged him.”

  4. Article · Jul 31, 2026 · Andrew Pentis

    Debt consolidation loans for bad credit (opens the original)

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    A debt consolidation loan is primarily meant to save money on interest — usually by securing a lower APR and a shorter payoff timeline. Bad credit debt consolidation loans may not be as effective due to the higher interest rates, but one can still simplify your monthly payments. Improve your chances of getting a good deal by checking your credit report for errors, raising your credit scores, shopping around and looking into secured options. Debt consolidation is one of the best ways to simplify

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