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Alicia Williams

Reporter

Indexed articles, last 90 days
36
Latest publication
Sep 27, 2026
Outlet visibility, for Live Insurance News
Top 5M sites
Earliest in this view
Jul 7, 2026

Latest articles

  1. Article · Sep 27, 2026 · Alicia Williams

    Individual Premiums in Georgia Jumped 114% in One Year - The State's Safety Net Covers 4% of the People Who Need It » Live Insurance News (opens the original)

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    Georgia didn’t ignore its medical debt problem. It built a program to help — one that has cost more to administer than it has spent on actual healthcare, and that has reached fewer than 4 percent of the people it was designed to serve. That is the situation in a state where 12.7 percent of adults carry medical debt, where individual health insurance premiums jumped 114 percent between 2025 and 2026, and where residents hold the fifth-highest medical debt per capita in the country at $2,073 per p

  2. Article · Sep 22, 2026 · Alicia Williams

    California Moves to Ban Higher Auto Insurance Price for Single, Divorced, and Widowed Drivers » Live Insurance News (opens the original)

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    When a spouse dies, the bills change. The mortgage stays the same. The car payment stays the same. And in California, the car insurance bill quietly goes up — not because anything changed about how the surviving spouse drives, but because they are no longer married. That has been legal in this state for 30 years. California Insurance Commissioner Ricardo Lara wants to end it. “Insurance rates should be grounded in actual driving risk,” Lara said when announcing the proposal, “not personal circum

  3. Article · Sep 17, 2026 · Alicia Williams

    Nevada's Life Insurance Gap Is the Largest in the Country » Live Insurance News (opens the original)

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    Let me tell you about the kind of job that keeps Las Vegas running. You work a hotel. You tend bar, clean rooms, deal cards, or run the valet line. Your shift starts at 11 PM and ends at 7 AM. You earn $40,000 to $55,000 a year in wages and tips — not bad for Nevada, where there is no state income tax. You do not have a 401k. You might have a union health plan. You almost certainly do not have employer-sponsored life insurance. Nobody ever talked to you about life insurance. Nobody sat you down

  4. Article · Sep 17, 2026 · Alicia Williams

    The Insurance Pricing Trick That Targets People Who Do Not Shop Around — Michigan Just Banned It » Live Insurance News (opens the original)

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    If you have had the same auto or home insurance company for years and never switched, there is a chance you have been paying more than a new customer would for the same coverage. Not because your risk changed. Not because you filed more claims. Simply because your insurer figured out that you probably would not leave. That practice — called price optimization — is already prohibited in Michigan under regulatory guidance. As of yesterday, a bill that would make that prohibition permanent state la

  5. Article · Sep 15, 2026 · Alicia Williams

    A New Jersey Bill That Could Lower Prescription Drug Costs Passed the Assembly Four Months Ago — It Has Been Sitting in the Senate Ever Since » Live Insurance News (opens the original)

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    Most people have never heard of a pharmacy benefit manager. Most people have never needed to. They go to the pharmacy, hand over their insurance card, pay whatever the copay is, and go home. But pharmacy benefit managers — PBMs — are the middlemen who decide which drugs your insurance covers, how much the pharmacy gets paid, and how much of the difference they keep for themselves. And a growing number of New Jersey lawmakers, pharmacists, and patient advocates say the way PBMs operate is one of

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