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Alan S. Kaplinsky

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Indexed articles, last 90 days
15
Latest publication
Sep 30, 2026
Outlet visibility, for natlawreview.com
Top 1M sites
Earliest in this view
Aug 18, 2026

Latest articles

  1. Article · Sep 30, 2026 · Alan S. Kaplinsky

    Third District Court Rejects OLC’s Interpretation of CFPB Funding Statute (opens the original)

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    In a September 25, 2026, decision, Judge Ann Aiken of the U.S. District Court for the District of Oregon became the third federal district judge to reject the Office of Legal Counsel’s interpretation of the statutory mechanism Congress established to fund the Consumer Financial Protection Bureau. In State of New York v. Vought, Judge Aiken held that the “combined earnings” of the Federal Reserve System, from which the CFPB is funded, means the Federal Reserve’s gross revenues before expenses are

  2. Article · Sep 28, 2026 · Alan S. Kaplinsky

    Rohit Chopra’s California Move: What Has He Done So Far—and What Does It Tell Us About His Agenda? (opens the original)

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    When Rohit Chopra left the Consumer Financial Protection Bureau earlier this year, there was considerable speculation about what he would do next. In May, Governor Gavin Newsom provided the answer: Chopra would become the inaugural Secretary of California’s newly created Business & Consumer Services Agency (BCSA). Chopra was sworn in on July 1. Because the agency itself is new and Chopra has been on the job for only about three months, it would be premature to evaluate his California tenure by l

  3. Article · Sep 18, 2026 · Alan S. Kaplinsky

    House Financial Services Committee Advances DIDMCA Opt-Out Clarification Bill (opens the original)

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    On September 16, 2026, the House Financial Services Committee (Committee) approved H.R. 7866, the American Lending Fairness Act of 2026, legislation introduced by Rep. Warren Davidson (R-Ohio) and Rep. Andy Barr (R-KY) that would address the effect of state opt-outs under Section 525 of the Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDMCA) on interest-rate exportation by state-chartered banks and credit unions located outside an opt-out state and making loans to a re

  4. Article · Sep 18, 2026 · Alan S. Kaplinsky

    CSBS Releases Artificial Intelligence Supervisory Framework for State Examiners (opens the original)

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    The Conference of State Bank Supervisors (CSBS) on September 16, 2026 released an Artificial Intelligence Supervisory Framework designed to help state financial examiners identify and understand how the bank and non-bank institutions they regulate are using artificial intelligence, assess the associated risks, and determine when a more in-depth review may be appropriate. The framework is significant because it provides state examiners with a common approach to AI supervision at a time when banks

  5. Article · Sep 17, 2026 · Alan S. Kaplinsky

    Banking Agencies Propose More Prescriptive Third-Party Risk Management Framework (opens the original)

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    Proposed guidance would require specific elements in bank policies and programs and could give added significance to FDIC’s proposed industry standard-setting organization The federal banking agencies have proposed new third-party risk management guidance that is more prescriptive than its emphasis on a “risk-based” approach might suggest. In addition to calling for risk-based oversight, the proposal identifies specific elements that banks should address in board-approved policies and throughout

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