AGAaron Gilbert

1. Article · Sep 14, 2026 · Aaron Gilbert

   ‘Buy now, pay later’ doesn’t feel like debt. For young people, that can be a big problem (opens the original)

   Excerpt · Critical tone · English

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   The way a product is labelled can change how consumers think about it. “No added sugar” or “99% fat free” can make food sound healthier than it really is. The same might apply to buy now, pay later schemes. Marketed as a convenient way to pay for purchases over time, they are fundamentally still a form of debt. Products such as Afterpay, Klarna and Zip (which recently exited the New Zealand market) offer consumers access to items they may not be able to immediately afford. Speedy approval and an

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2. Article · Jul 14, 2026 · Aaron Gilbert

   NZ’s retirement debate: Will tinkering today spell more trouble tomorrow? (opens the original)

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   For generations of New Zealanders, a lifetime of work has come with the promise of a secure and happy retirement. Today, however, that notion of golden years spent in relative comfort is slipping out of reach for a growing number of struggling retirees. Without a serious policy rethink, younger New Zealanders may face an even tougher reality when their time to leave the workforce comes. Despite these challenges, policies tabled this election year amount to little more than tinkering around the e

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