HeyJaredYour Personal Bank with Ferenc Toth
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- Indexed episodes, last 90 days
- 10
- Latest publication
- Sep 7, 2026
- Audience
- Checking…
- Earliest in this view
- Jul 6, 2026
Latest episodes
The Best Time in 40+ Years to Consider an Annuity or Transfer Your Annuity (opens the original)
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This is the Golden Era of Fixed Assets Best index and income annuities available in my 27-year career! - Highest returns ever seen: 7.5% - 15.5% average annual returns 10-20 years - Up to 27% signing bonuses are available up to age 89 in most states. - Highest guaranteed lifetime income o 8-10% guaranteed annual income increase rollup o Up to 45% bonus available in most states Index (growth) annuity - Strong upside potential gains - No downside market risk - Principal guaranteed - Once gains loc
The USPS Will Require Bar Codes to Track Mail-In Ballots/Clients Frustrated with Financial Advisors/Agents Not Listening to Them (opens the original)
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The US Supreme Court has allowed the United States Postal Service to require unique bar codes on mail-in ballots. Ballots will be tracked similar to packages. This eliminates duplicate ballots and will greatly reduce fraudulent ballots. The USPS does not determine voter eligibility or decides who receives a ballot. They do not open the ballots nor see the actual votes. This eliminates duplicate ballots. The unique barcode on the envelope and on the return envelope ensure the number mailed is not
Illegal Aliens are an Economic Issue/The Importance of Participation Rates to Accelerate Returns on Index Products (opens the original)
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In the early 70's, there were about 4 million SNAP recipients, or about 1/50 Americans. In 2026, there are nearly 40 million SNAP recipients, or about 1/9 Americans. Government statistics show over half or illegal aliens. Another third are non-citizens. Less than 20% of SNAP recipients are US citizens. The 9-fold increase was not driven by poverty. The poverty is significantly lower in 2026 than in the 1970's. The total of all welfare programs is about $1.5 trillion per year. This is more than o
The Stock Market and Bond Markets are Hitting Historical Records. Both Cannot Continue Long Term. Which Will Break Down First? (opens the original)
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The S&P 500 recently hit a new all time high. The index has doubled since 2023. The 30-year treasury recently exceeded 5%, the highest level since 2007. The bond yield has been increasing since 2020. The stock market has been led by a few tech companies. Stock prices are driven by sentiment. Sentiment can change quickly. Bond yields are rising due to federal debt. As long as the government continues to spend more than it receives, bond yields will keep increasing. Until Congress stops spending m
The Best Time in 40+ Years to Consider an Annuity or Transfer Your Annuity (opens the original)
Read excerpt
This is the Golden Era of Fixed Assets Best index and income annuities available in my 27-year career! - Highest returns ever seen: 7.5% - 15.5% average annual returns 10-20 years - Up to 27% signing bonuses are available up to age 89 in most states. - Highest guaranteed lifetime income o 8-10% guaranteed annual income increase rollup o Up to 45% bonus available in most states Index (growth) annuity - Strong upside potential gains - No downside market risk - Principal guaranteed - Once gains loc
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