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Without the Bank Podcast

The archaic system of giving up money today, taking on risk, and hoping to retire is B.S.This podcast seeks to help make you responsible for your money and your future. You are the one who cares more about it than anyone else.

Podcast · By Mary Jo Irmen · English · Official site

Indexed episodes, last 90 days
10
Latest publication
Sep 10, 2026
Audience
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Earliest in this view
Jul 9, 2026

Latest episodes

  1. Episode · Sep 10, 2026

    How to Build a Brand That Actually Lasts (Ep. 286) (opens the original)

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    Struggling with marketing that never seems to pay off? In Ep. 286 of the Without the Bank podcast, host Mary Jo Irmen sits down with her longtime marketing partner Mike Brevik of Cyberdogz Marketing to break down what actually grows a business. From naming and logos to websites, AI, and content, Mike and MJ share 7+ years of lessons on building a brand that lasts — whether you're starting from scratch or fixing 20 years of messy marketing. In this episode: Why you should never build your busines

  2. Episode · Sep 3, 2026

    Is Airbnb Dead? 20-Year Investor Exposes the Truth About Short-Term Rentals (Ep. 285) (opens the original)

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    Is Airbnb DEAD? Not even close — but most investors are playing it completely wrong. 20-year real estate veteran Shawn Moore (Founder & CEO of Vodyssey - V-O-D-Y-S-S-E-Y) joins Mary Jo Irmen on Without The Bank to expose why gurus keep switching strategies, why the tax savings are TRAPPING investors, and why right now — with high prices, 7% rates, and low inventory — is actually the best time to buy if you understand underwriting. Shawn started in fix & flips in 2000, survived the 2008 crash tha

  3. Episode · Aug 27, 2026

    Why Infinite Banking 'Didn't Click' (And How to Fix It) (Ep. 284) (opens the original)

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    Infinite banking "didn't click" the first time? You're not alone. In this episode Mary Jo breaks down the exact misconceptions that hold people back — and the one question that unlocks everything. If you've met with us and walked away without starting a policy, this is for you. We cover the three things most people miss: uninterrupted compound interest (why you still earn on the FULL $20,000 even after you borrow $15,000), the "premiums forever" myth (your premium drops — and your dividends can

  4. Episode · Aug 20, 2026

    The Real Numbers Behind Infinite Banking (It's Not What You Think) (Ep. 283) (opens the original)

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    Has your accountant "never heard of" infinite banking and your financial advisor calls whole life insurance a "scam"? In this episode, Mary Jo Irmen pulls up the actual policy numbers and breaks down why they're wrong — and how structure changes everything. ⚠️ Warning: this episode comes with a dose of German passion. Mary Jo walks through the real numbers behind three policy structures — traditional whole life, 10-pay, and paid-up-at-65 — and shows exactly what a policy built for infinite banki

  5. Episode · Aug 13, 2026

    You're Being Trained to Stay Distracted – Here's How to Stop (Ep. 282) (opens the original)

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    In this episode, I'm breaking down Outwitting the Devil by Napoleon Hill — the book that changed how I see the world. Hill wrote this in 1938, but it reads like it was written yesterday. His message? 95% of people are drifting through life, and the systems we trust — government, education, even media — are designed to keep us numb. In this review, I get into: 📖 The "drifter" mindset and how to spot it in yourself 🧠 Why focus is the single most powerful asset you have 📱 How modern technology and

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