HeyJaredUnicorn Millionaire Podcast: LGBTQ+ BIPOC Financial Coaching to Crush Debt and Retire Early
This personal finance podcast is hosted by @TravelerCharly, a nonbinary latinx money coach & DEI speaker. I help LGBTQ+, BIPOC, and first-gen professionals crush debt, boost credit scores, and build a six figure retirement—without needing a six-figure salary.
- Indexed episodes, last 90 days
- 9
- Latest publication
- Sep 20, 2026
- Audience
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- Earliest in this view
- Jul 23, 2026
Latest episodes
154. How $18k in Business Debt Buys Me 2 Months Off A Year (opens the original)
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In this episode of the Unicorn Millionaire Podcast, I take you behind the scenes of why I'm strategically carrying $18,000 in business debt, why I'm not paying a penny in interest, and how that decision allows me to invest more, grow my net worth, and take three-week vacations every quarter, nearly two months off every year, without sacrificing my business. You’ll learn: Why I'm intentionally carrying $18,000 in business debt , and why paying it off immediately isn't always the smartest financia
153. How to Choose the Right Partner(s): The Best Investment You'll Ever Make | Jo Westwood (opens the original)
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Your choice of partner(s) can shape far more than your love life; it can influence your money, mental health, confidence, boundaries, and the future you build together. In this episode of the Unicorn Millionaire Podcast, I sit down with Jo Westwood , aka The Codependency Coach , to talk about one of the biggest investments you'll ever make: the people you choose to build your life with. We explore how codependency, people-pleasing, and a lack of boundaries can quietly affect your relationships,
152. How to Invest $10K+ Sitting in Savings (opens the original)
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Got $10K, $20K, $50K or more sitting in savings and wondering what the h*ll you're supposed to do with it? Once you've built your emergency fund, keeping more and more money in cash isn't necessarily helping you build wealth faster. At some point, you need to decide how much cash is enough, and how to make the rest of your money work harder. In this episode of the Unicorn Millionaire Podcast, I'm breaking down how I think about optimizing extra cash and what I look at before deciding where to in
151. How to Break Your Income Ceiling as a First-Gen with Café con Pam (opens the original)
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What if the income ceiling you keep hitting isn’t actually about your skills, your work ethic, or how hard you’re trying? In this episode, I’m joined by Pam Covarrubias, host of the Café con Pam Podcast, to talk about how first-gen high achievers can break through the invisible ceilings that keep us from earning, charging, building, and living at our next level. Pam shares how she went from being a corporate executive to quitting her job without savings or a plan , taking a job at a coffee shop
150. How to Build Wealth After Quitting Your Job: My $80K to $250K Net Worth Story (opens the original)
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What if quitting your job didn’t mean putting your wealth-building goals on hold? Six years ago, I quit my 9-to-5 as a stockbroker with an $80K net worth, nothing financially lined up, starting grad school, and a salary that had never been higher than $45K. Today, my net worth has grown to $250K—and I still haven’t needed a six-figure salary to build wealth. In this episode, I’m breaking down how I grew my net worth after quitting my job by learning how to optimize the money I already had instea
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