HeyJaredTom’s Substack
Life through the eyes of a Tonto fan. Essays may be thoughtful or humorous, but are intended to provoke new thoughts. Notes are usually rants or brain farts. "Have fun today" is my Pole Star.
- Indexed issues, last 90 days
- 9
- Latest publication
- Sep 26, 2026
- Audience
- Checking…
- Earliest in this view
- Jul 6, 2026
Latest issues
Build-A-Terrorist, Revisited (opens the original)
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<img alt="" class="sizing-normal" height="719" src="https://substackcdn.com/image/fetch/$s_!ObIc!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9fb2f2e0-98a7-46d6-bd19-243e5ec6dcbd_494x719.png" w
This Is Not an Orange Shirt I am Wearing (opens the original)
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My God! How Could We Ever Afford a House? (opens the original)
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Average Mortgage Rates by Loan Type as of Mid-September, 2026:30-Year Fixed: ~7.11% to 7.25%15-Year Fixed: ~6.35% to 6.50%FHA 30-Year Fixed: ~5.75% to 6.75%1<a class="image-link image2 is-viewable-img" href="https://substackcdn.com/image/fetch/$s_!MR5w!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F
Smart (opens the original)
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From a neuroscientist with over a decade working with many people.The healthiest brains aren’t the ones who have the most education or highest status job title. [Check]They’re the ones who have a genuine curiosity about life, find awe and gratitude in small moments and have a clear mission and purpose. [Check]Cognitive longevity isn’t necessarily about being a “high performer”. It’s about enjoying your life. [Check]</s
7-UP (opens the original)
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