HeyJaredTim Maxwell
- Indexed articles, last 90 days
- 4
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- Aug 4, 2026
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- Jul 14, 2026
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Is a CD or a money market account better now? Here's what 3 experts think. (opens the original)
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The Federal Reserve held its benchmark rate at a range of 3.5% to 3.75% at its July meeting, the fifth straight pause on rate changes. However, three Fed officials broke ranks and voted to raise it at the latest meeting, and that split has led some analysts and experts to believe there will be more rate hike pressure at its next meeting. Case in point? As of early August, the CME Group's FedWatch Tool shows a nearly 70% probability of a rate hike at the next Fed meeting. "We entered 2026 with th
How to negotiate a lower home price in today's economy, according to experts (opens the original)
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If you've been trying to buy a home this year, you've likely seen the wide fluctuations occur in mortgage rates. By late February, the average 30-year fixed mortgage rate had dropped to 5.87%, the lowest point since September 2022, according to Freddie Mac. Things changes, though, when the war in Iran pushed oil prices and inflation higher, and mortgage rates followed. The average 30-year fixed rate now stands at 6.87% as of early August, a full percentage point higher than it was just a few mon
Where will silver and gold prices head this August? Experts weigh in (opens the original)
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Gold and silver spent much of the past year setting new milestones. Gold repeatedly reached new highs in 2025, eventually surging past $5,000 per ounce and peaking just under $5,600 per ounce on January 28. Silver's rise was even greater, jumping from $40 per ounce on September 1 to $116 on January 28, a 190% gain, according to American Hartford Gold. But times have changed. The precious metals climate looks decidedly different now, as gold and silver prices have trended downward since reaching
Can mortgage rates fall without another Fed rate cut? Here's what experts think (opens the original)
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Mortgage rates have changed a lot over the past year, and were especially volatile from late 2025 through the first half of 2026. Case in point? The average 30-year fixed rate dropped to 5.98% in late February 2026 before climbing back to 6.53% by the end of May. And, mortgage rates are now sitting at about 6.5% as of mid-July. If you're hoping to see those rates fall further, you might assume that a potential drop in rates depends heavily on what the Federal Reserve does next. But while the Fed
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