HeyJaredThis Month in Banking
A monthly review of current and interesting events relating to US financial institutions, and the potential impact on their customers, employees, and future.
- Indexed episodes, last 90 days
- 3
- Latest publication
- Sep 29, 2026
- Audience
- Checking…
- Earliest in this view
- Jul 28, 2026
Latest episodes
Keeping Deposits Home (opens the original)
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Keeping Deposits Home Tokenized Deposits, the BankChain Alliance, and the Case for Banks Owning the Rails Last month on This Month in Banking, Alice Frazier, President & CEO of Potomac Bank and ICBA Chair, walked us through what the GENIUS and CLARITY Acts could mean for community bank deposits as stablecoins move into the mainstream. This month we pick up right where that conversation left off — with the industry's answer. Our guest is Kathy Kraninger, Interim Chair of the BankChain Alliance an
Digital Dollars, Real Consequences (opens the original)
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On this episode of This Month in Banking , we welcome Alice Frazier, President & CEO of Potomac Bank and ICBA Chair , for a timely discussion on what the GENIUS and CLARITY Acts could mean for community banks. The conversation moves beyond the traditional cryptocurrency debate and focuses instead on the practical banking implications of stablecoins, digital wallets, payment-focused digital currencies, and the choices community banks may need to make as regulatory clarity develops. The episode fr
Your Cost of Funds Is What?!?! (opens the original)
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In this episode of This Month in Banking , presented by Wolf & Company , we sit down with Wade Johnson, CEO of Durden Banking Company , to discuss how a community bank has achieved standout performance in two metrics that matter deeply in today's banking environment: efficiency ratio and cost of funds. Wade shares his journey from growing up in rural Georgia to leading the bank as CEO, while providing insight into the leadership philosophy, operational discipline, and relationship-based banking
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