HeyJaredThe Tech Money Podcast
This is the place where tech workers come to get smarter about their money. Hosted by CERTIFIED FINANCIAL PLANNER™, speaker, blogger, and self-proclaimed personal finance nerd Malcolm Ethridge, this show seeks to shake up the traditional approach to personal finance and make…
- Indexed episodes, last 90 days
- 5
- Latest publication
- Sep 29, 2026
- Audience
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- Earliest in this view
- Sep 1, 2026
Latest episodes
Will Healthcare Costs Take More Jobs Than AI? (opens the original)
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Mark Cuban says rising health benefit costs will get more people fired or not hired than artificial intelligence will. Ricky and Malcolm dig into the claim that polite society isn’t supposed to talk about. Ricky Mulvey and Malcolm Ethridge discuss: Why healthcare costs, now close to $19,000 per employee per year, could cost more jobs than AI. What GLP-1 drugs are doing to company budgets, including Bank of America's $250 million a year in spending. Why Oracle is warning its creditor that it may
OpenAI Really Cares About Safety (opens the original)
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Sam Altman told Fortune that OpenAI is delaying its IPO because of safety concerns. Ricky and Malcolm think the real story is something else. Ricky Mulvey and Malcolm Ethridge discuss: Why Sam Altman's "safety" excuse for delaying OpenAI's IPO looks a lot more like a company that isn't ready to speak to Wall Street. The AI researcher who quit his job over how "dangerous and irresponsible" these companies are, then admitted on national TV that he still owns his shares. Why the federal government
Apple Finds the Crease (opens the original)
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Apple dropped a new folding iPhone. Are you ready to pay $2k for one? Ricky and Malcolm are joined by special guest Dylan Lewis, now with The Morning Brew! They discuss: Malcolm's case that this is Apple's "Jordan Mania" moment even if he's not buying one himself. Why Apple's stock is up roughly 40% over the past year, why it’s a "safety trade" story as CEO John Ternus takes over. Robinhood's tokenized-stock push and why AMC's CEO isn't a fan. Aura's IPO: 74% revenue growth, 5 million paid membe
Real Money Secrets Aren't on TikTok (opens the original)
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Tax tricks used by billionaires are now showing up in the algorithm, but the real money secrets aren’t going out on social media. Ricky and Malcolm discuss: Winmark, a royalty-collecting franchisor (Play It Again Sports, Once Upon a Child) trading at a 52-week low, and why Ricky is interested as a long-term investor. The 351 exchange strategy the ultra-wealthy use to defer capital gains taxes, and why the version being pitched to retail investors on TikTok rarely pencils out. Gary Vaynerchuk's V
Cybersecurity Stocks' Comeback (opens the original)
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AI didn’t kill all software. In fact, some of the big dogs in cybersecurity may be stronger than before. Ricky and Malcolm discuss: Bitcoin's return to favor, and whether it's a trade or a decade-long hold. Why CrowdStrike and Okta are rallying, and the CISO survey stat behind the next leg of cybersecurity spending. The "SaaS-pocalypse" that may still be coming, and how private equity gets hurt. Ricky's Medicare for All reporting, and the cost assumption nobody's talking about. TRICARE's opaque
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